In the past, when we have added on both of our names were on the contract. Can you do an add-on and just list one of us on the contract, also could we add someone elses name to the add-on. Do either of these situations require a "new" contract with DVC?
I think an add-on is just that, an add on to an original membership...thus all the names would need to be the same. Otherwise, you need another membership number.
An associate is basically someone you can designate as a "point manager." They are not owners, and do not get DVC benefits. They can make/cancel reservations and bank points.
Associates are added to a membership, not a contract, so if all your points are under one membershiup number, the associate has access to all of your point activity.