?? about trip insurance - through Disney

[pooh fan in wv]

Hi! We leave in just a few days for our first Disney cruise. I am too excited but am starting to worry about some of those little things. I booked this trip back in May of 2003 and purchased the trip insurance through Disney at that time. Well I became pregnant in January and am just wondering if the insurance will cover anything that MIGHT happen during the cruise related to the pregnancy. I will only be about 15 weeks along and so far I have had a perfectly normal and healthy one with no complications so I am not expecting anything to happen but you never know.....I just know that some plans consider this a pre-existing condition but since it happened 7 months after I purchased the insurance I am hoping that it would be covered. Does anyone have any knowledge of this? Thanks!!
And I've already faxed my medical clearance form to DCL so I'm all set there.

 

[Amberle3]

I don't know what Disney's policy is like, but I imagine that most of them are the same. This is the info from TravelGuard's policy regarding pregancy:

Under EXCLUSIONS:
2. Routine or elective treatment for pregnancy within the first 31 weeks of pregnancy; abortion; childbirth or complications of childbirth; pregnancy or complications thereof within 9 weeks before or anytime after the expected date of delivery; expenses incurred by an infant less than 15 days old or a person not named as an insured on your Application for Insurance; or a medication arising from or related to a congenital birth defect.

Since I think you're well outside of 9 weeks before expected date of delivery, it should cover any complications that might arise unless otherwise listed under the exclusions. Assuming that DCL's policy is similar.