A lack of planning on your part...

I flew into Orlando the day of a cruise one time. We arrived in plenty time, but the fact that my friends and I were all in bed that night by 9 pm taught us to arrive the day before. Our flight was at 6 am and so I had to leave my house at 3:30 am.
 
As a seasoned cruiser, I find it impossible to believe the cruise line refunded their fare without insurance. Simply DOES NOT happen. They must have had coverage, probably the basic little policy you get for a few dollars by checking the box when you book the cruise. The article is unclear on this, purposely, I believe, to make the airline look worse.

In my business, we call this type of behaviour consumer terrorism, usually done through social media. I wish more companies would start pushing back by making a robust public defence of the facts. It’s infuriating to me that people expect companies to provide everything (and more) that they have contractually agreed to, but refuse to understand that they (the consumer) are equally bound by those contracts. :mad:
I have to wonder if there is more to the story. I've been cruising 44 years, and back in the 1980's the cruise lines required you to flight in the day before, and they provided a hotel room at no extra cost. I think NCL called it something like their "Gateway" program. Now, if you book through the cruise line direct, including air fare, it can be difficult to get them to book your flight the day before. We cruised Celebrity out of Vancouver and their rep said there would be absolutely no issue with this. I did ultimately buy Celebrities insurance. I had a choice of "perks" and one of them was their top of the line travel insurance for $25 a person, so the agent then said even if I did have an issue, with the insurance they would make sure we got to the ship.
I do have to take issue with the statement about refunding the fare for the cruise. It absolutely DOES happen, in certain circumstances without insurance. My mom suffered a stroke 4 weeks before a HAL cruise booked through a Travel Agent. HAL didn't hesitate refunding her full cruise fare, and Alaska Airlines the same with air face. As the Travel Agent put it, in this era of social media/yelp, it would be a horrendous business decision on HAL's part not to refund her money. The bad publicity would cost them more than the lost fare. But mom was a member of their frequent cruiser program, and she did book her cruise through a Travel Agent that books a lot of HAL cruises.
 
This happened to us years over 20 ago when fog and crew issues delayed our day of flight, and while we made the ship, our luggage did not.

We used a travel agent who booked through DCL and used their partner airline - Delta. Because of this although we were late, we were met at the airport and whisked to the cruise terminal. We boarded the ship at the last minute through the gang plank at the bottom of the ship and missed almost all of the sail away party.

We did not demand anything, but DCL was very accommodating. They provided us with robes and formal attire and washed our clothes daily. They gave us some toiletries as well and had our luggage delivered to our room at our first port of call. They said that because our flights were booked through them with Delta, Delta was providing us with funds we could use to purchase what we needed on board. We also had trip insurance so we could apply for reimbursement from them for whatever Delta's funds did not cover.
 
There are so many stories like this and all of them make me so nervous for whenever I plan to do my bucket list Alaska cruise (not any time soon but a girl can dream, right?). I guess I'm doing a mini vacation to Vancouver a few days beforehand LOL
 

There are so many stories like this and all of them make me so nervous for whenever I plan to do my bucket list Alaska cruise (not any time soon but a girl can dream, right?). I guess I'm doing a mini vacation to Vancouver a few days beforehand LOL
I’m doing a NCL Hawaiian cruise in February. We are arriving on Wednesday for a Saturday embarkation. We decided to do a cruise tour through NCL, but I would have arrived days ahead anyway. This is an incredibly expensive trip and I would be so disappointed to miss it, insurance or no insurance.
 
They will then guarantee getting you to a later port if you miss boarding. It must not happen often enough to make it cost effective for them to require purchasing a hotel night as part of the booking process.
The passengers will need a passport to be flown to the next port (unless it's San Juan, PR, or the USVI). Many cruisers do not have passports, or if they do, they might not bring them along if they don't think they'll miss the ship.
 
I’m doing a NCL Hawaiian cruise in February. We are arriving on Wednesday for a Saturday embarkation. We decided to do a cruise tour through NCL, but I would have arrived days ahead anyway. This is an incredibly expensive trip and I would be so disappointed to miss it, insurance or no insurance.
My parents are going on a Norweigian cruise on the Celebrity Apex next summer and they're doing a whole other European vacation before the cruise. They're going to visit family in the Netherlands and then go over to London to do some touristy stuff before hopping on the cruise. With how incredibly unpredictable airlines are these days, that's what I would do IMO.
 
The passengers will need a passport to be flown to the next port (unless it's San Juan, PR, or the USVI). Many cruisers do not have passports, or if they do, they might not bring them along if they don't think they'll miss the ship.
Not having a passport for a trip that visits other countries is not a great decision.

I know why people do it though.

For many a cruise is a once in a lifetime vacation. They will never again leave their home country. At $165 plus photos per person the passport can make the total trip cost unaffordable.

However having a passport sure does make having to get off the ship early a much easier process. In our case while my wife, father in law and mother in law went off to the hospital so she could have surgery, I packed up the cabins, caught a cab with the kids to a hotel, and provided our six passports to the port agent who took the passports to immigration and got us officially admitted to the country. Who knew you could go through immigration and customs without your stuff and without even having to be there. The port agent returned our now stamped passports to the hotel.
 
Not having a passport for a trip that visits other countries is not a great decision.

I know why people do it though.

For many a cruise is a once in a lifetime vacation. They will never again leave their home country. At $165 plus photos per person the passport can make the total trip cost unaffordable.

However having a passport sure does make having to get off the ship early a much easier process. In our case while my wife, father in law and mother in law went off to the hospital so she could have surgery, I packed up the cabins, caught a cab with the kids to a hotel, and provided our six passports to the port agent who took the passports to immigration and got us officially admitted to the country. Who knew you could go through immigration and customs without your stuff and without even having to be there. The port agent returned our now stamped passports to the hotel.
I don't disagree. I'm merely pointing out another downside of day-of travel.
 
How many times has the customer done all the right things but still got shafted by the airlines or cruise lines, and especially insurance. Those posts are plastered all over the Dis. It doesn't steam me one bit the airlines and cruise lines had to fork back a few bucks. Go to the media, post it all over facebook, whatever you have to do. A step towards calling it even.
 
I flew into Orlando the day of a cruise one time. We arrived in plenty time, but the fact that my friends and I were all in bed that night by 9 pm taught us to arrive the day before. Our flight was at 6 am and so I had to leave my house at 3:30 am.
We fly day-of quite a bit; it totally depends on the departure port. From here, we can get to LA, Vancouver or Seattle direct in just a few hours, and there are always a decent number of flights per day that arrive in plenty of time to board cruises. We've also flown day-of to Houston and Anchorage, but those were dancing a little closer to the edge. :teeth: We couldn't consider it for cruises out of Florida, or like our upcoming one going out of Boston. Very few direct flights between here and those places and with the time change going west-to-east, we can't really make it work, even if everything went perfectly.
I have to wonder if there is more to the story. I've been cruising 44 years, and back in the 1980's the cruise lines required you to flight in the day before, and they provided a hotel room at no extra cost. I think NCL called it something like their "Gateway" program. Now, if you book through the cruise line direct, including air fare, it can be difficult to get them to book your flight the day before. We cruised Celebrity out of Vancouver and their rep said there would be absolutely no issue with this. I did ultimately buy Celebrities insurance. I had a choice of "perks" and one of them was their top of the line travel insurance for $25 a person, so the agent then said even if I did have an issue, with the insurance they would make sure we got to the ship.
I do have to take issue with the statement about refunding the fare for the cruise. It absolutely DOES happen, in certain circumstances without insurance. My mom suffered a stroke 4 weeks before a HAL cruise booked through a Travel Agent. HAL didn't hesitate refunding her full cruise fare, and Alaska Airlines the same with air face. As the Travel Agent put it, in this era of social media/yelp, it would be a horrendous business decision on HAL's part not to refund her money. The bad publicity would cost them more than the lost fare. But mom was a member of their frequent cruiser program, and she did book her cruise through a Travel Agent that books a lot of HAL cruises.
Bad publicity? Why would there have been bad publicity? As sympathetic as I am to your late Mom's illness, without insurance she wasn't entitled to a refund and I'm sure she knew that. Would she have tried to raise a ruckus with the media anyway? If so, that's not cool. :rolleyes1
The passengers will need a passport to be flown to the next port (unless it's San Juan, PR, or the USVI). Many cruisers do not have passports, or if they do, they might not bring them along if they don't think they'll miss the ship.
Thanks for mentioning this. I was wondering why the family didn't simply try to catch up at the next port. :confused: As a Canadian, we need passports to go anywhere and never travel without them.
 
Bad publicity? Why would there have been bad publicity? As sympathetic as I am to your late Mom's illness, without insurance she wasn't entitled to a refund and I'm sure she knew that. Would she have tried to raise a ruckus with the media anyway? If so, that's not cool. :rolleyes1
Some businesses still believe in good will. I figured it was a lost cause, but the Travel Agent said, it wasn't, and she was right. Sadly, mom was not well enough to advocate for herself, doubt she would have gone to the media. But I am fairly certain she would have contacted HAL herself for a refund if she had been able, that was her nature. And she had great success over her 90 years with that attitude. You never know until you ask.
I will add, many businesses are VERY VERY VERY mindful of bad online, Yelp type reviews. My daughter used a number of services in preparing her house for sale, and all those contractors encouraged her to write a Yelp review, and some even offered a discount if you did a review.
 
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The coverage difference in the emergency transport from my credit card company vs. purchasing the insurance is substantial. I have no issue paying up to a couple of hundred dollars extra to get, say, an additional $50K in coverage above my credit card and not worry about holding a massive debt bag.

This is what the coverage lists for the Chase Sapphire Reserve Credit Card. Seems like it should be sufficient....

Additional Benefits covered with Chase Sapphire Reserve travel insurance

Certain travel reimbursement, cancellation protection and emergency services are available to Chase Sapphire Reserve® cardmembers on eligible travel booked with their credit card. Here’s some more information about the benefits offered with the card.

Emergency Evacuation and Transportation​

If you or a member of your immediate family are injured or become sick during a trip far from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000.
 
Some businesses still believe in good will. I figured it was a lost cause, but the Travel Agent said, it wasn't, and she was right. Sadly, mom was not well enough to advocate for herself, doubt she would have gone to the media. But I am fairly certain she would have contacted HAL herself for a refund if she had been able, that was her nature. And she had great success over her 90 years with that attitude. You never know until you ask.
I will add, many businesses are VERY VERY VERY mindful of bad online, Yelp type reviews. My daughter used a number of services in preparing her house for sale, and all those contractors encouraged her to write a Yelp review, and some even offered a discount if you did a review.
so people who purchase insurance are just suckers because they can take their story to social media (or tv) and shame the business into covering something that is not their responsibility?
 
so people who purchase insurance are just suckers because they can take their story to social media (or tv) and shame the business into covering something that is not their responsibility?
No, not at all. As I have advocated on these boards for over 20 years, you need to review what insurance you already have and what risk you are willing to assume. Did you pay with a credit card that offers travel coverage? Does your health insurance cover you outside the U.S.?
The cruise fare that my mom would have lost was only $550. Air Fare was another $150. She should not have been happy but it would have not been a catastrophic loss. She DID purchase additional medical coverage, as she was on Medicare, and Medicare does not cover you if you are outside the U.S. So if she had had her stroke a few weeks later, while she was on the cruise, outside the U.S., she would have been covered. She was NOT willing to risk that expense. And given that Medicare was billed over $200,000 for her care at home, I can only imagine the cost elsewhere.
But the most important point again if you every have the misfortune to be in this situation. IT NEVER HURTS TO ASK!
 
There’s a huge lack of personal accountability nowadays. When we travel we always have a travel days always built in. 1 day going there and 2 days going back.
 
No, not at all. As I have advocated on these boards for over 20 years, you need to review what insurance you already have and what risk you are willing to assume. Did you pay with a credit card that offers travel coverage? Does your health insurance cover you outside the U.S.?
The cruise fare that my mom would have lost was only $550. Air Fare was another $150. She should not have been happy but it would have not been a catastrophic loss. She DID purchase additional medical coverage, as she was on Medicare, and Medicare does not cover you if you are outside the U.S. So if she had had her stroke a few weeks later, while she was on the cruise, outside the U.S., she would have been covered. She was NOT willing to risk that expense. And given that Medicare was billed over $200,000 for her care at home, I can only imagine the cost elsewhere.
But the most important point again if you every have the misfortune to be in this situation. IT NEVER HURTS TO ASK!
asking is one thing. Shaming the business is another. I was in the hotel business for many years and you would not believe the number of people who expect the "big business" to compensate poor little them. When I multiply my experience by 10? to account for the number of cabins vs my hotel's rooms, I can't even imagine
 
This is what the coverage lists for the Chase Sapphire Reserve Credit Card. Seems like it should be sufficient....

Additional Benefits covered with Chase Sapphire Reserve travel insurance​

Certain travel reimbursement, cancellation protection and emergency services are available to Chase Sapphire Reserve® cardmembers on eligible travel booked with their credit card. Here’s some more information about the benefits offered with the card.

Emergency Evacuation and Transportation​

If you or a member of your immediate family are injured or become sick during a trip far from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000.

Except the Chase Sapphire Reserve credit card requires, according to my information, an annual fee that supersedes my scenarios.

For me, the coverages are better without the annual fee with better perks for a different credit card.
 
asking is one thing. Shaming the business is another. I was in the hotel business for many years and you would not believe the number of people who expect the "big business" to compensate poor little them. When I multiply my experience by 10? to account for the number of cabins vs my hotel's rooms, I can't even imagine
No question, many people feel entitled. HAL certainly didn't have to refund the money. But my mom was a decades long cruiser on HAL, and the trip was booked through a Travel Agent that does a lot of business with HAL. I think those two reasons were the reason the Travel Agent felt there wouldn't be an issue getting a refund.
At least here, many of the businesses send out surveys asking their customers "how are we doing?". I filled out one for the Pest Control company I have used for 41 years, and noted the 4 prices increases they have put in effect over the last 18 months, and that I frequently have one of their competitors, that my neighbors use....... coming to my door offering a price $40 a treatment less ($75 versus the $115 I am paying). That got an immediate response as my company has been sold to a national company and I suspect this is happening all over their service area......... My next treatment will be free. But in this case, THEY reached out to me first.
 












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