I'm hoping you can all provide some guidance. I never went to college, never applied, never even took the SATs. My DD is a Freshman this year and definitely college bound. I know nothing of the college life or where to even start. I've spoken to her guidance counsellor twice this year and I'm not necessarily confident in her abilities to provide the information I'm going to need. Is there a book/website/somewhere I can go to begin the process of finding out everything I need to know in order to prepare her for the SAT, what kind of schools she should be looking at, scholarships, and what we'll need to know in order to navigate the waters?
I commend you for starting early!

Don't let anyone tell you that it's too early to start researching

I also have a freshman, Nj daughter and have been researching for some time now.
Here are some pointers:
1. Foster her passions - if she is highly interested in something, find ways to support that (Dd has a love for animals and theater. She does theater camp and volunteers at the Zoo - which leads to my next piece of advice...)
2. Encourage volunteerism outside of any school requirement. I don't recommend volunteering for the sake of college applications, but if you combine volunteering with something that she loves...well, two birds, one stone!
3. When her school has programs for the upperclassmen (about college planning, financial aid, etc.) GO! Having valuable information ahead of time can prepare you for when it is time.
4. Check the school's website for college/scholarship info each year. Schools in our district have lists of hundreds of local scholarships, and some are awarded before senior year. Those who wait until senior year can miss our on earlier deadlines. Oh, and see if you can attend the graduation each year - you'll find out about scholarships that kids received that you didn't even know about.
5.Plan out her classes to not only satisfy requirements, but also feed passions and challenge her. Colleges like to see a student take on challenges (llike honors and AP classes), but don't allow her to take an extremely advanced class in a subject that she absolutely hates and has done poorly in (just to look good on paper). Those classes can be taken at a slightly lower level. Many students take honors/AP classes in math and science, while taking accelerated (not regular or remedial) classes in the english and social studies areas (or vice versa).
6. Start talking to your Dd about finances. Some parents will tell their children that they have X amount of dollars to put towards their college education. Anything above that, said child will have to find scholarship money or contribute their own money. Example: You say that you can provide $10000/yr. If she chooses an in-state public, and does well in HS, she may be able to get free tuition somewhere and have most of her college covered. If she chooses an out of state college or an in-state private, she would have to find ways to bridge the gap. And don't be fooled.....many privates and LACs (liberal arts colleges) offer great financial aid packages which
can bring down the cost of a college to close to that of our instate publics. RESEARCH!
7. It's ok to enter college without a specific major, especially since most students change their major at least once while in school. College is the place to learn about yourself. Case in point.......friend's daughter graduated from #1 public HS in Philly, almost perfect SATs, accepted to Harvard - with the intention of being a chef

Arrives at Harvard, takes various lower level courses in all different types of areas, starts to like women's studies, then African American studies, then BOOM - finds a passion for AA art history and education. Graduates, gets grad degree from Penn and now works at the AA museum of art (but still cooks a mean dish!) While in college, she explored different areas and found a new passion.
8. Community colleges are wonderful! That being said, for a child that does well in school and wants to go to college, going away and living on campus as a freshman is also wonderful! Everyone's experience is different.
9. January of junior year is a great time to take the SATs - usually less school distractions.
10. Look into SAT subject tests if she has any interest in Ivy league schools. collegeboard has info on them. Start looking now because some can be taken after freshman or sophomore year.
Ok, I'm done (for now). Good luck!