A hypothetical situation

The dues eat you alive with no real home resort advantage for 1 bedrooms.

I’ve said it before and I will say it again, look at the thread that shows the most economical to own OVER TIME.
But what if Disney makes more restrictions if hou bought resale you can only stay at home resort? Is that possible? If so , AKL is a place I could visit every year
 
But what if Disney makes more restrictions if hou bought resale you can only stay at home resort? Is that possible? If so , AKL is a place I could visit every year

This can happen but only under certain circumstances that are spelled out in the contracts.

But, that situation would apply to all points at the resort and not just resale because that resort would no longer be part of BVTC.

But, they could certainly decide to increase a home resort period for popular resorts which means you can’t trade into them as a non owner as soon…

Sounds to me like you feel AKV meets your needs and I certainly wouldn’t buy something else just because on paper it might be a slightly better financial deal.
 
Initial purchase is a known dollar amount. Most likely already in some slush fund. The dues are the unknown factor. At first, you must know you can budget yearly, at least $10 per point. Soon it will be a budget of $15 a point yearly. (If it comes in less per year..great.. but you must expect the unexpected and have a cost of living budget to handle it, already prepared.

You are a unique member, only wanting one bedrooms every time. Therefore, get those resale points locked in. Whatever the amount….160, 200, 250, 300, or 1000 points! Make the decision that works best for you. Pick the resort that works best for you.

Stay away from direct at first. I feel you know this and understand it’s not the correct path for you here. Perhaps direct will become right for you in the future, but today it’s not.
 
@melissa70 I would personally step back for a minute and consider what you're truly looking to buy.

You rescinded BRV. You then stated you wanted a small SAP contract, most likely SSR since it's the cheapest so you could try every one-bedroom. Now you're looking at 300 AKV because there is "no time to mess around."

200 AKV points would get you a full week in a one-bedroom during early December in a resort view one-bedroom. 300 points is a good ~70 points higher than Savanna view and puts you in Club territory.

DVC isn't going anywhere. You need to ultimately decide if you want a true "value" of buying the cheapest SSR loaded with points and low dues while rolling the dice under 7-months OR paying a premium for a resort you will be ok staying at if you can't pick something else up under 7-months. You've come around to AKV, but if BRV is still that resort it would still make sense to still buy BRV if that is your favorite.
 

Initial purchase is a known dollar amount. Most likely already in some slush fund. The dues are the unknown factor. At first, you must know you can budget yearly, at least $10 per point. Soon it will be a budget of $15 a point yearly. (If it comes in less per year..great.. but you must expect the unexpected and have a cost of living budget to handle it, already prepared.

You are a unique member, only wanting one bedrooms every time. Therefore, get those resale points locked in. Whatever the amount….160, 200, 250, 300, or 1000 points! Make the decision that works best for you. Pick the resort that works best for you.

Stay away from direct at first. I feel you know this and understand it’s not the correct path for you here. Perhaps direct will become right for you in the future, but today it’s not.
I could have made a case for an OCT UY direct if they could have gotten 2024 points banked into 2025 with no dues… too late now….

Also, IMO…I believe what you are describing is known as hyperbolic discounting of future cash flows.
 
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