8/17/08 Captain Jack's Repossession Repo Cruise to PC thru TPC #15 /Life After the PC

[Stepht5]

That is so disgusting! LOL! And I bacon! As anyone that saw my breakfast plate could testify! LOL! Bacon & Diet Mt Dew!

 

[got2travel]

I was just going through some of our trip pictures. We went to universal Studios for a few days after the cruise. I saw this sign at the Kwik E Mart by the Simpsons ride and thought of all you bacon scrum folks out there!

LOL.....DS would eat it

 

[A Litle Pixie Dust]

If anyone is interested..we are planning a reunion of sorts at WDW this coming summer...there is a place to vote for your week of choice (Thanks Diane!)

http://www.thepiratezone.us/viewtopic.php?f=44&t=323


I am already scheduled for a week as are a few others..here is the link to that pre-trip report and thread:

http://www.disboards.com/showthread.php?p=28643061&posted=1#post28643061

 

[micmse2003]

YUCK

Just turned on the TV. It was on the Travel Channel and the guy was visiting New Zealand. That's not the yuck part. He was relaxing with a beer and a meat pie.......an opossum meat pie.....

Monica since you spelled it with an "O" you get two drinks. Still does not sound appealing even with the two drinks.

Cheryl ---

I don't know when the last time you tried to find out about outside Insurance... BUT, alot of things can not be held against you any longer. Just an FYI.

Private Insurance is expensive (I know DH's company pays 3/4 of the cost for their employees). I have a friend that just has very basic Insurance for their family (her dh is self employed) and their premiums are around $1,000 a month.

We don't forsee dh ever retiring. Cutting back, yes. When he is around 75 or so (that's what his dad did). His parents still want good Insurance so, his dad still *works* for the company (Chairman of the Board) he gets paid next to nothing (I think it is around $25,000 a yr) BUT, they get to stay on the Insurance! They are both in extremely good health (they are 73 & 76).

FIL's side of the family lives forever. His sister (she was in her 90's) that died last year didn't even die of natural causes!!! She tripped on something while getting out of bed (she lived in her own apt in one of those *assisted living* buildings) and when she fell she landed very hard on something that damaged her inside (liver? spleen?).
MIL's brothers have lived well into their 80's while living totally on their own. Her older sister (she's in her 80's) lives in her own home in MS.

No one in my family lives that long.

Nope ..............once a pre-existing condition for open heart surgery or Cancer...........always a pre-existing condition. A few months ago I go a letter from Humana saying I was pre-approved for health insurance. I thought I would give my self a good laugh and give them grief for sending this to me. We were on the phone for 10 minutes while she was filling out the form. Then the fun started...........the medical questions!!!!!!!!!!!! First question was have you had heart condition......I could say know.....Do you have high blood pressure...........I said no (mine had been gone for two years)..........then the final question..........Have you had Cancer. I said Yes and she said sorry............we can not insure you. I said what about I was pre-approved...........she said only if I could answer the three medical question. I then said well DH is all fixed now with another by-pass. She broke out in laughter and said someone has open heart surgery........ will never be approved.

The only way we got John insurance is when he lost his first job I went back to work. At that time I had no Cancer so I passed a physical and John was acccepted a year after I had insurance. We had to take out Cobra for $900 a month just for him and that was 14 years ago. Once he got insured.....I quit working for $5.00 an hour and we were both insured.

John's insurance he is on for the last 14 years is not portable. Another words if he quits ............he can not take it unless it is Cobra which only last 18 months. We are too young for Medicare(3 more years). He is allowed to go on to permanent disablility because of his heart conditions but then I have no insurance. He is realy working so I can be covered for MEDICAL BENEFITS.

When it comes to things like insurance..............I am an expert because we have been through it all.

Even if I could afford $1000 preimums.............he is NEVER ... ever going to be insurable. ONCE WE RETIRE.......WE TAKE DRUGS WHICH WILL RUN US OVER $1000.00 A MONTH.

I would love socialized medicine!!!!!!!!!!!!!!! SOME HEALTH CARE IS BETTER THAN NO CARE.

BTW........I HAVE A FRIEND WHO'S HOUSE IS BEING FORECLOSED BECAUSE SHE COULD NOT PAY MEDICAL PAYMENTS. YES........... YOU CAN LOSE YOUR HOUSE TOO!!

Thanks for trying to help Stephanie.

If anyone is interested..we are planning a reunion of sorts at WDW this coming summer...there is a place to vote for your week of choice (Thanks Diane!)

http://www.thepiratezone.us/viewtopic.php?f=44&t=323


I am already scheduled for a week as are a few others..here is the link to that pre-trip report and thread:

http://www.disboards.com/showthread.php?p=28643061&posted=1#post28643061

NOT HERE FOR A FEW DAYS AND A NEW THREAD POPS UP!!! I will put my two cents worth over there but I promise no more soap box unless you alll start talking insurance.

 

[magiroux]

I would love socialized medicine!!!!!!!!!!!!!!! SOME HEALTH CARE IS BETTER THAN NO CARE.

BTW........I HAVE A FRIEND WHO'S HOUSE IS BEING FORECLOSED BECAUSE SHE COULD NOT PAY MEDICAL PAYMENTS. YES........... YOU CAN LOSE YOUR HOUSE TOO!!

Thanks for trying to help Stephanie.




NOT HERE FOR A FEW DAYS AND A NEW THREAD POPS UP!!! I will put my two cents worth over there but I promise no more soap box unless you alll start talking insurance.

UGH.....I know what you mean, Cheryl. I am always aware that I am only one short step from loosing my insurance and not being able to obtain coverage.

Several of my treatment bills got sent directly to me instead of the ins. co in error and between surgeries, $20,000 a pop every three weeks for chemo, and then $12,000/wk for radiation, I could have easily lost my house before my teatment plan was even complete. I truly feel for your friend .

I will also step down from my soap box because I have some pretty strong opinions about some of the issues surrounding this and am sure I'll end up offended someone

 

[Stepht5]

BTW........I HAVE A FRIEND WHO'S HOUSE IS BEING FORECLOSED BECAUSE SHE COULD NOT PAY MEDICAL PAYMENTS. YES........... YOU CAN LOSE YOUR HOUSE TOO!!

That is terrible. I know in TX (I don't know about other states) you can file a form of bankruptcy that is for medical expenses. It can protect your assets. My brother (the one that has Lymphoma) had to do it a while back.

BTW -- he got new insurance just a couple of years ago and he has had Cancer before.... I really don't know how all that insurance stuff works. Maybe they put names in a hat to see who gets insured and who doesn't!

I know all about expensive meds -- my mom has had Breast cancer, a couple of stints put in because of her heart, high cholesterol and I can't remember what else! most of those things were before she was 60!!! Her mother had open heart surgery & breast cancer before she was 40....... My grandmother was my age when she died.
My mother is 67 and she is older now then anyone else in her immediate family has lived -- the funny thing is that a couple of her Uncles (by blood) have lived to be in their 80's!
My mom is 5'2" / 90lbs and only eats red meat about once a month. The rest of the time she eats only vegetables, fruit, yogurt and fish. She has eaten like that for about 20 yrs.... She has never (in the 40 something yrs that I've been alive) snacked or eaten any junk food. She just has rotten genes.

 

[Stepht5]

UGH.....I know what you mean, Cheryl. I am always aware that I am only one short step from loosing my insurance and not being able to obtain coverage.

Several of my treatment bills got sent directly to me instead of the ins. co in error and between surgeries, $20,000 a pop every three weeks for chemo, and then $12,000/wk for radiation, I could have easily lost my house before my teatment plan was even complete. I truly feel for your friend .

I will also step down from my soap box because I have some pretty strong opinions about some of the issues surrounding this and am sure I'll end up offended someone

Beleive me I know Cheryl & I have different opinions -- and that is OK with me!

 

[magiroux]

Beleive me I know Cheryl & I have different opinions -- and that is OK with me!

Oh, I know. I wasn't talking about you guys .

 

[alanapapa]

Steph,
Caro, Mike, Andrew, Julie, Laura, and I are still waiting for you to join us on the BALTIC BALLYHOO if you can.

 

[Stepht5]

Steph,
Caro, Mike, Andrew, Julie, Laura, and I are still waiting for you to join us on the BALTIC BALLYHOO if you can.

Keep your fingers crossed...we may have sold the last house that we want to get rid of..... That will free up quite a bit of money a month!!! And it is money that we plan on using for VACATIONS!!!!!

 

[MrsScooby]

Hi Folks,
Sorry to hear about the insurance problems.
I guess I was lucky that my first job out of college was in a hospital admitting office. I had some training with different types of insurance so that I could be knowledgable enough to handle the patient's paper work. The advice I got from my fellow co-workers (I was the new kid and they took me under their wing) was to make sure I always had good health insurance and to never let it lapse between jobs. That plus the fact that my DH (then boyfriend) was diagnosed with Aplastic Anemia at the time really made me more aware than the average kid how important health insurance was.

I guess I'm lucky that I've never had big health insurance problems-
Even when we had big bills for my DS's health problems (NICU when he was born and hernia surgery when he was 7 months-not completely covered by Ins.) we were able to work out payment plans with the docs and the hospital

I know a lot of things go into the decision making process with health insurance. With the progress of new treatments, surgical techniques and drug options comes bigger medical bills and bigger insurance costs. Plus, since it costs a fortune to become a doctor (medschool bills, malpractice insurance, etc.), all these things add to medical costs and ins. costs. It gets complicated because there are so many variables.

Wish it was easy for everyone guys

 

[MrsScooby]

Steph,
Caro, Mike, Andrew, Julie, Laura, and I are still waiting for you to join us on the BALTIC BALLYHOO if you can.

Keep your fingers crossed...we may have sold the last house that we want to get rid of..... That will free up quite a bit of money a month!!! And it is money that we plan on using for VACATIONS!!!!!

I'm on that cruise too
(fingers crossed)

 

[MrsScooby]

I will also step down from my soap box because I have some pretty strong opinions about some of the issues surrounding this and am sure I'll end up offended someone

Your entitled to your opinions
I love a good debate with an exchange of ideas because I always learn something that way, but I've also learned the hard way that not everyone likes to debate
You're safe here though. One of the things I like so much about this group is how tolerant and respectful everyone is

 

[alanapapa]

I'm on that cruise too
(fingers crossed)

I am sorry I forgot you Laurie.

 

[MrsScooby]

I am sorry I forgot you Laurie.

That's ok, I haven't posted much on that thread .....yet
Lots of of old crew on that cruise though so it should be fun

 

[micmse2003]

Beleive me I know Cheryl & I have different opinions -- and that is OK with me!

Yes Stephanie.........we learned to agree on disagreeing!!

That is terrible. I know in TX (I don't know about other states) you can file a form of bankruptcy that is for medical expenses. It can protect your assets. My brother (the one that has Lymphoma) had to do it a while back.

BTW -- he got new insurance just a couple of years ago and he has had Cancer before.... I really don't know how all that insurance stuff works. Maybe they put names in a hat to see who gets insured and who doesn't!

I know all about expensive meds -- my mom has had Breast cancer, a couple of stints put in because of her heart, high cholesterol and I can't remember what else! most of those things were before she was 60!!! Her mother had open heart surgery & breast cancer before she was 40....... My grandmother was my age when she died.
My mother is 67 and she is older now then anyone else in her immediate family has lived -- the funny thing is that a couple of her Uncles (by blood) have lived to be in their 80's!
My mom is 5'2" / 90lbs and only eats red meat about once a month. The rest of the time she eats only vegetables, fruit, yogurt and fish. She has eaten like that for about 20 yrs.... She has never (in the 40 something yrs that I've been alive) snacked or eaten any junk food. She just has rotten genes.

There is an insurance pool for uninsurable........if we could afford it.........we would not need insurance.

Here goes hoping your mother will start a new gene pool by living a long,long time.

Oh, I know. I wasn't talking about you guys .

We know!! That is what makes this group so special is that we respect everyone's opinion. I think that is what makes friends forever.

Keep your fingers crossed...we may have sold the last house that we want to get rid of..... That will free up quite a bit of money a month!!! And it is money that we plan on using for VACATIONS!!!!!

Finally!!!

Hi Folks,
Sorry to hear about the insurance problems.
I guess I was lucky that my first job out of college was in a hospital admitting office. I had some training with different types of insurance so that I could be knowledgable enough to handle the patient's paper work. The advice I got from my fellow co-workers (I was the new kid and they took me under their wing) was to make sure I always had good health insurance and to never let it lapse between jobs. That plus the fact that my DH (then boyfriend) was diagnosed with Aplastic Anemia at the time really made me more aware than the average kid how important health insurance was.

I guess I'm lucky that I've never had big health insurance problems-
Even when we had big bills for my DS's health problems (NICU when he was born and hernia surgery when he was 7 months-not completely covered by Ins.) we were able to work out payment plans with the docs and the hospital

I know a lot of things go into the decision making process with health insurance. With the progress of new treatments, surgical techniques and drug options comes bigger medical bills and bigger insurance costs. Plus, since it costs a fortune to become a doctor (medschool bills, malpractice insurance, etc.), all these things add to medical costs and ins. costs. It gets complicated because there are so many variables.

Wish it was easy for everyone guys

Thanks Laura!!! Until you have been there with huge medical bills...........hard to realize there is not much help out there no matter who is elected.

Your entitled to your opinions
I love a good debate with an exchange of ideas because I always learn something that way, but I've also learned the hard way that not everyone likes to debate
You're safe here though. One of the things I like so much about this group is how tolerant and respectful everyone is

Respect is the word I mentioned above. Respect is very powerful foundation for making friends!! We are very blessed with this group.

 

[Caropooh]

Keep your fingers crossed...we may have sold the last house that we want to get rid of..... That will free up quite a bit of money a month!!! And it is money that we plan on using for VACATIONS!!!!!

Keeping everything crossed! I would love to have you join us! We have even been talking RHPS!!!!!

 

[Stepht5]

I'm on that cruise too
(fingers crossed)

Keeping everything crossed! I would love to have you join us! We have even been talking RHPS!!!!!

Is everyone bringing their children??? I'm trying to decide if we want to leave a couple of them at home when/if we do any of the European cruises......

I think Claire would have to be 20 before she would enjoy the tours! LOL! I know because her oldest sister wouldn't have enjoyed them either before she was 20!

 

[cruisin'Mike]

That's ok, I haven't posted much on that thread .....yet
Lots of of old crew on that cruise though so it should be fun

Who you callin' old?!?!?!

Is everyone bringing their children??? I'm trying to decide if we want to leave a couple of them at home when/if we do any of the European cruises......

I think Claire would have to be 20 before she would enjoy the tours! LOL! I know because her oldest sister wouldn't have enjoyed them either before she was 20!

Our kids are coming with us. They'll be just short of turning 13, 11, and 11. I'm hoping that they'll be interested in the tours. We're trying our best to show them that there's a big world outside of the Philly suburbs.

 

[jship210]

Who you callin' old?!?!?!





Our kids are coming with us. They'll be just short of turning 13, 11, and 11. I'm hoping that they'll be interested in the tours. We're trying our best to show them that there's a big world outside of the Philly suburbs.

We're bring our two sons they'll be 18 & 14 by then (doing the Capital Cities July 6/2010) be hard to split them up. Although I have had the fleeting thought of one way ticket to Nebraska for both of them (only kidding)

Talking of the insurance things, it used to be you always took a job with the State/City or town for the benefits not the $$$. It looks like I'll have to retire this summer to keep my health benny's. Right now I have a 10% co-pay for my family. We'll loose that next contract, if I retire before the contract ends I keep the 10% co-pay for DW and I for LIFE! Kind of a no brainer I think, but after 29 years, I guess it's time. Other mountains to climb as they say, only not as tall, I want to enjoy my summers for a change.

Thoughts are with those who need them.

Jack