Hey Pal...
Hoz it goin'... and may I ask ... who you callin' NICE? I haven't changed that much since August.... have I? You know ... on some threads I would be declared GUILTY of DOggie abuse in feeding a whole (mostly eaten) Turkey to an INNOCENT (but shifty eyed) 130 pound critter.
And may I ask how things are on your end of the world Andrew? What's the buzz on your end as to what to make of the financial issues? Are your real estate values stable? It would seem mildly surprising if our mortgage issues - and subsequent valuation shifts are influencing your valuations.
Over here we have Chinese nationals organized into "buying tours" to visit various cities in search of foreclosure properties to buy. Amazing, eh?