to each their own, but I don't go on vacation to cook, to eat at places I could have eaten at home, nor to dine on fast food all week. Each person must do their own cost benefit analysis
COULD I do food on a Disney trip CHEAPER then the dining plan. Sure I could! The real question is If I do that what am I losing or giving up?
Some people think the dining plan is too much food. But for my kids, its just barely enough.
Even if we ate off property, anywhere close buy is going to have elevated prices compared to home and eating out 2 meals off property (fast food and one sit down) would still run us about $90/day plus all the time it would take to leave the park, find somewhere to eat and come back. Thus the $130 I spend per day on the meal plan seems perfectly reasonable to me given that I would expect to pay $90 a day ANYWAYS and the extra $40 is MORE then sufficient to cover what I would expect to be 5-7 hours away from disney each day just to eat (as we would leave for lunch and then not come back until after dinner because it seems a waste of time to leave for lunch, be gone 1-2 hours, stay for 2 hours and then leave again for 2-3 hours to get to somewhere for dinner, wait out to be seated, then eat etc).
The problem most people have is they look ONLY at the cost. They say oh its CHEAPER to do it this way. But they only value CHEAPER in dollar signs. In order to properly evaluate the total cost for analysis, one must also add in ALL the costs and costs isn't limited to money. So you must value in how much time it takes you to leave a park, get to your vehicle, decide on where your going to eat, the drive there, any wait you have, the cost of the food, the time to drive back, the cost of the as you just used, etc.. So, if your going off site for dinner and it takes you 20 minutes to get to your car and off property, 15 more minutes to get to the restaurant, a 30 minute wait to be seated, an hour to eat, 25 minute drive back, 15 minute walk back into the park and where you want to go, and 1 gallon of gas you have one set of costs versus the dining plan and having an adr somewhere on site. To YOU the 3 hours it took you to go off property to eat may not be worth much, but to my family that extra 1.5 hours (or if we are eating in the same park the extra 2 hours) that we get to spend doing something we like a heck of a lot more then driving (and I do not want to drive on vacation if I can help it) are worth a lot more