Yes,
DCL screws you over if you use DVC points.
We had a B2B Sept 4-7 and 7-12. When DCL canceled the Sept 4-7 was points and cash while the 7-12 was all points. I went 10-rounds with DCL. The Sept 4-7 cruise required a refund (family members did not want the FCC). That I understood, but, for the 5 night Sept 7-12 I questioned many times with the CM about the FCC. She just kept saying "are you canceling?". I kept saying I'm canceling the first of the B2B but want the FCC for the second cruise to roll over for a future cruise. I know they record everything so I just kept saying FCC for the second cruise. "Are you canceling the cruise?". Yes for the first cruise but FCCs for the second. "OK you are canceling the cruise" then she went into reading the script about canceling and the call just ended. I called DVC and they told me DCL canceled both cruises because even a B2B is considered one cruise. Here we go again, another 10 rounds. It took two calls, the supervisor also on the call, my assistance they listen to the recording that the second cruise I wanted the FCCs, lots of hold time, for DVC to come back with no FCCs, points put back into my account, and had to be used, as in having both feet on a ship by August 31, 2021 with NO banking of points, and NO extension to March 31, 2022 (We planned an October 2021 cruise to use the points).
Long story still getting longer . . . yeah, I know using points is a losing proposition but we also needed to use the points up. Have another cruise set for Jan 2021 to use up the points prior to August 2021 and have a feeling I'm still going to have trouble with the DVC points.
This is the second time DCL/DVC screwed us over. We were on the Fantasy 2012 cruise when we hit Hurricane Sandy. People paying cash got the 125% letter. DVC got nothing. Our vacation was cut short and ruined also! Like I said to Claire Bilby (DVC) "I feel like DVC members are just barnacles on the bottom of the ship that DCL has to drag around the Caribbean".