annekevdbroek
Earning My Ears
- Joined
- Jan 13, 2010
- Messages
- 43
While the topic is on about ATMs
When I called my bank about exchange rates they asked me to give them the dates I will be in europe so that they will be sure to approve purchases from me on those dates....otherwise they said there is so much fraud, especially in spain, that they may have denied my purchasesif they did not have on record that I was traveling there.... so....
I am not sure if this applies to all cards but...just in case it may be a good idea to call you CC company and let them know your dates of travel...if you plan on using you CC card.
okay I promised myself I woudl not go onto disboards from work .....uh oh...broke that promise
BTW
On our last trip my credit card was frozen twice - all my credit cards. It was a major PITA and left us stranded at the airport at one point. The 'toll free' U.S. numbers DO NOT work from Spain. You have to have the international number or preferrably the number for Visa International for the country you are in. Call the banks in advance of your travels. I ended up in tears in the airport because we were absolutely stuck and the payphones all required a credit card to make calls, and the toll free US number didn't work - it was really bad. Fotunately I found someone at an information desk who spoke English and was able to help me. I do not recommend the experience, however.
ATMS are much easier to use than travelers checks, IMHO. 10 years ago there were more currency exchange places and stores that took travelers checks. Now it is expected to use the ATM to get cash or use the credit card to make purchases. For relatively small amounts of money (e.g. less thana few thousand) the differences in exchange rate in actual cost is minimal (a few dollars).