2026 MMB info Announced

[xdan0920]

Attempt numero dos at hiding DVC benefits behind a paywall. Let see how it plays out this time.

 

[arich35]

Do you mean tickets, one time use points or MMB's options in general?

MBB in general. we didn't buy for 2025 and I don't see a point of buying it for our trip in December but we are planning on going in December then March and November of 2026 so it would make more sense to buy it if all three trips would be included

 

[Willow Ufgood]

MBB in general. we didn't buy for 2025 and I don't see a point of buying it for our trip in December but we are planning on going in December then March and November of 2026 so it would make more sense to buy it if all three trips would be included

It probably will not work for your December 2025 trip. The terms for the 2025 MMB refer to the "Benefit Season" which began on January 12, 2025 (the first day of sale) and expires on December 31, 2025. Under the T&C linked to in the first post, the "Benefit Season" for 2026 goes from January 1 to December 31.

 

[DanCali]

They certainly enhanced the WDW tickets and didn’t raise the cost to trade for an AP.

The cost to trade for an annual pass does increase because the annual dues you pay for the points used to buy the annual pass will very likely increase (as will potentially the rental value of the points, which is perhaps an alternative use). If the cost in points also increased, it's kind of a double whammy... they should not be doing that.

 

[VGCgroupie]

The cost to trade for an annual pass does increase because the annual dues you pay for the points used to buy the annual pass will very likely increase (as will potentially the rental value of the points, which is perhaps an alternative use). If the cost in points also increased, it's kind of a double whammy... they should not be doing that.

I haven't done the math point to dollar to dues ratio since Im not trading for AP, but AP prices went up but the points to buy one did not (new passes not renewals)

 

[DanCali]

I haven't done the math point to dollar to dues ratio since Im not trading for AP, but AP prices went up but the points to buy one did not (new passes not renewals)

That's how it should be... In my view, the number of points needed for an AP should stay constant over the years. What's going up with inflation is the price of the annual pass and the cost of the dues associated with the points you'd be using.

Consider that if the number of points increased, you'd be pricing owners out of that option altogether (you're not getting more points every year by default). If you have 300 direct points, you can get 4 new passes. If the cost went up to 80 points per pass, you can't do that anymore.

The cost of the Sorcerer pass went up recently by just 1.85%. That's a relatively low increase - if the dues for your home resort go up by more than 1.85%, then the dollar/dues ratio worsens already. If you needed more points on top of that, you're compounding that aspect rapidly (increase in points on top of an increase in dues).

 

[Sandisw]

The cost to trade for an annual pass does increase because the annual dues you pay for the points used to buy the annual pass will very likely increase (as will potentially the rental value of the points, which is perhaps an alternative use). If the cost in points also increased, it's kind of a double whammy... they should not be doing that.

Well, I don’t look at it that way because the points get used for a vacation or an AP. I have to pay dues regardless.

65 points is 65 points and it saves me whatever cash I don’t have to pay to renew my pass in 2026.

Given that the cost of the AP was just raised when paying cash, I look it as getting a little better value per point than last year.

Then again, I don’t calculate the value of my points like others might. The value is in their use.

Now, someone has to decide whether the number of points traded is worth it, but that’s a different discussion.

It’s like trading for cruises. the $ value per point you get will be less than if you rented those points but the ease in trading over a rental can be worth it for some.

 

[DonMacGregor]

TBH, you don't need the priority access to the DL lounge. We never had any problems getting in with the standard membership. I had the MMB, but would alway meet up with the family in the lounge. There is much lower demand for the lounge at DL.

We used the DL tickets and BOGO this year, but don't have any trips planned except for Aulani in April. Not worth getting it for 2026 for an 8x10 picture. If we needed to use the other benefits, we would get it again.

It's only really a benefit at DL if you've brought your meal up with you from APP or Galactic Grill. On maybe two occasions we've walked up to the podium with our trays in hand and been told there is a short wait. Even 5 or 10 minutes is a bust if you're holding hot food. Now, most often you can go right up if you tell them you're fine sitting outside, but anyone who's been out on the terrace (and any OC locals as well) will tell you it can get breezy and cool out there, and a hot plate of pasta can get cold really quick.

 

[VGCgroupie]

It's only really a benefit at DL if you've brought your meal up with you from APP or Galactic Grill. On maybe two occasions we've walked up to the podium with our trays in hand and been told there is a short wait. Even 5 or 10 minutes is a bust if you're holding hot food. Now, most often you can go right up if you tell them you're fine sitting outside, but anyone who's been out on the terrace (and any OC locals as well) will tell you it can get breezy and cool out there, and a hot plate of pasta can get cold really quick.

Or if you are doing the potty dance and want to use the amazing bathroom they have

 

[DanCali]

65 points is 65 points and it saves me whatever cash I don’t have to pay to renew my pass in 2026.

Given that the cost of the AP was just raised when paying cash, I look it as getting a little better value per point than last year.

That is of course true - at least for the new pass

in 2025 it gave you $1079 / 75 points = $14.39 / point ($15.32 after tax)
in 2026 it will give you $1099 / 75 points = $14.65 / point ($15.61 after tax)

(I believe the renewal cost stayed the same at $929, so you're not getting more value for renewals this year vs last year)

Renewal value per point in 2025 and 2026: $929 / 65 points = $14.29 / point ($15.22 after tax)

Well, I don’t look at it that way because the points get used for a vacation or an AP. I have to pay dues regardless.

But you'd probably be much less inclined to use use 75/65 points for a new/renewal annual pass if your dues spiked to $15/pt next year. Am I wrong?

Obviously an unrealistic number for WDW resorts, but it's for illustrative purposes.... I think the value that you get for the total dues paid still matters in the context of making the decision, even if you pay the dues regardless.

(On a side note, I suspect that those with Vero beach contracts that can be used for APs are also less inclined to do it than those with BLT or Poly contracts also due to the disparity in dues)

 

[FFMickey]

It's only really a benefit at DL if you've brought your meal up with you from APP or Galactic Grill. On maybe two occasions we've walked up to the podium with our trays in hand and been told there is a short wait. Even 5 or 10 minutes is a bust if you're holding hot food. Now, most often you can go right up if you tell them you're fine sitting outside, but anyone who's been out on the terrace (and any OC locals as well) will tell you it can get breezy and cool out there, and a hot plate of pasta can get cold really quick.

Yeah, I usually send the DW and kid to go check in while waiting for our mobile order. Now walking from Jolly Holiday with food was an adventure!

 

[airjay75]

I assume when you exchange your points for an AP, you don't have to pay for the tax, so by my math, the $/point exchange rate is as follows:

New: $1,099 x 1.065 = $1,170.44, 75 pts; $15.60/point
Renewal: $929 x 1.065 = $989.39, 65 pts; $15.20/point

IMO, that's a pretty good exchange rate. After taxes, you're going to have a hard time netting that much renting your points out through a broker. Even if you want to rent out your points on your own for $20/point, if you pay taxes on your income, you're not going to net more than a $1 or $2 per point more than that exchange rate.

I know I recently ran the math on some Disney cruise exchanges, and was getting pretty close to $15/point on some of them. If Disney keeps up these exchange rates, I think it could curtail some of the renting. Or, maybe time for the brokers to raise some of the owner payout rates. I've been monitoring the payouts through dvcrentalstore.com for my two home resorts - for 7-11 month bookings, they are currently paying $15/point at RIV and $16/point at CCV. No thanks.

 

[DanCali]

I assume when you exchange your points for an AP, you don't have to pay for the tax, so by my math, the $/point exchange rate is as follows:

New: $1,099 x 1.065 = $1,170.44, 75 pts; $15.60/point
Renewal: $929 x 1.065 = $989.39, 65 pts; $15.20/point

IMO, that's a pretty good exchange rate. After taxes, you're going to have a hard time netting that much renting your points out through a broker. Even if you want to rent out your points on your own for $20/point, if you pay taxes on your income, you're not going to net more than a $1 or $2 per point more than that exchange rate.

I agree that the value is good.

To me it's also a matter for opportunity cost. I have plenty of points for what we use but it's a mix of 25% direct and 75% resale. I think we can only use direct points for APs, and if I chose to do that it means a full year of no Cabins or Riviera stays. So even if I had the excess points to use for APs, which I don't always, renting resale points (even at same after tax $ as your AP exchange rate) and keeping the direct points may be worth it just to have the extra resort options for actual stays. I wouldn't buy CFW, but it is one of our favorite resorts to stay at.

 

[Sandisw]

That is of course true - at least for the new pass

in 2025 it gave you $1079 / 75 points = $14.39 / point ($15.32 after tax)
in 2026 it will give you $1099 / 75 points = $14.65 / point ($15.61 after tax)

(I believe the renewal cost stayed the same at $929, so you're not getting more value for renewals this year vs last year)

Renewal value per point in 2025 and 2026: $929 / 65 points = $14.29 / point ($15.22 after tax)



But you'd probably be much less inclined to use use 75/65 points for a new/renewal annual pass if your dues spiked to $15/pt next year. Am I wrong?

Obviously an unrealistic number for WDW resorts, but it's for illustrative purposes.... I think the value that you get for the total dues paid still matters in the context of making the decision, even if you pay the dues regardless.

(On a side note, I suspect that those with Vero beach contracts that can be used for APs are also less inclined to do it than those with BLT or Poly contracts also due to the disparity in dues)

If my dues were $15/point, it would play no role in my trading my points for the AP.

The reason being is that I would have to pay $15/pt for those points whether I use them for an AP or to use them for either another trip or upgrade to a larger room.

Now, it would not be the best financial move but neither is booking a 1 bedroom for a solo trip when a studio would work just fine, which is where these points would go if I didn’t trade for the AP.

As I said, value to me for my DVC is about what I am using it for and right now, I have extra points and using them for an AP outweighs staying in 1 bedroom for one of my solo trips.

Of course, I could rent and get more $/point. But I not interested in doing rentals and I just don’t believe everything has to be analyzed from a financial lense.

Now, there are others who certainly might see $14/pt as not a good value but for me, it is!

That’s why everyone sees all of this differently. The only way I won’t exchange for an AP is if the number of points needed to do so exceeds the number of points I need that year to cover my vacations.

 

[PolyRob]

I assume when you exchange your points for an AP, you don't have to pay for the tax, so by my math, the $/point exchange rate is as follows:

New: $1,099 x 1.065 = $1,170.44, 75 pts; $15.60/point
Renewal: $929 x 1.065 = $989.39, 65 pts; $15.20/point

IMO, that's a pretty good exchange rate. After taxes, you're going to have a hard time netting that much renting your points out through a broker. Even if you want to rent out your points on your own for $20/point, if you pay taxes on your income, you're not going to net more than a $1 or $2 per point more than that exchange rate.

I know I recently ran the math on some Disney cruise exchanges, and was getting pretty close to $15/point on some of them. If Disney keeps up these exchange rates, I think it could curtail some of the renting. Or, maybe time for the brokers to raise some of the owner payout rates. I've been monitoring the payouts through dvcrentalstore.com for my two home resorts - for 7-11 month bookings, they are currently paying $15/point at RIV and $16/point at CCV. No thanks.

I think it's a fantastic option and I hope it continues to stick around. If I ever had excess banked or borrowed points I couldn't use I would trade them to an AP and activate it later and pay the difference in DGCs

 

[J-Dog]

That's how it should be... In my view, the number of points needed for an AP should stay constant over the years. What's going up with inflation is the price of the annual pass and the cost of the dues associated with the points you'd be using.

Consider that if the number of points increased, you'd be pricing owners out of that option altogether (you're not getting more points every year by default). If you have 300 direct points, you can get 4 new passes. If the cost went up to 80 points per pass, you can't do that anymore.

The cost of the Sorcerer pass went up recently by just 1.85%. That's a relatively low increase - if the dues for your home resort go up by more than 1.85%, then the dollar/dues ratio worsens already. If you needed more points on top of that, you're compounding that aspect rapidly (increase in points on top of an increase in dues).

Totally agree. Obviously, DVC can do whatever they want, but if the MFs increase over time, the number of points needed to buy APs increase over time, and probably eventually the cost of MMB increases over time, then this benefit could potentially become a really poor value very quickly.

 

[Judique]

Totally agree. Obviously, DVC can do whatever they want, but if the MFs increase over time, the number of points needed to buy APs increase over time, and probably eventually the cost of MMB increases over time, then this benefit could potentially become a really poor value very quickly.

Well, this is where 'living in the moment' and enjoying life as it comes along comes into play. When MMB no longer works you ditch it.

Older lady here who is still living her life. There are a nice bunch of us on these forums. I'm sure we all chuckle at the over analyzing.

If back in 2000 when I decided to buy my first contract, if I had done all this calculating, I probably would have convinced myself not to take a chance. I did do my timeshare research and would not stick myself with the trust model, or the old school TS but I'm mostly happy with my choices.

Sometimes you just need to stop and have fun.

I'm not talking about situations where people shouldn't buy a timeshare, but for those who are worrying about 50 years down the road and whether their dues will be too high as they ride their ECV or push their walker down the halls.

My first annual passes were in the $200+ range. DVC was a quarter of what it is now. Is it still worth it? Yes! Could or should I buy it now on yesterday's dollars? No. But time moves all the goalposts and YOU don't get younger. Stop and enjoy your life if you can make it happen in a responsible way.

 

[J-Dog]

Well, this is where 'living in the moment' and enjoying life as it comes along comes into play. When MMB no longer works you ditch it.

Older lady here who is still living her life. There are a nice bunch of us on these forums. I'm sure we all chuckle at the over analyzing.

If back in 2000 when I decided to buy my first contract, if I had done all this calculating, I probably would have convinced myself not to take a chance. I did do my timeshare research and would not stick myself with the trust model, or the old school TS but I'm mostly happy with my choices.

Sometimes you just need to stop and have fun.

I'm not talking about situations where people shouldn't buy a timeshare, but for those who are worrying about 50 years down the road and whether their dues will be too high as they ride their ECV or push their walker down the halls.

My first annual passes were in the $200+ range. DVC was a quarter of what it is now. Is it still worth it? Yes! Could or should I buy it now on yesterday's dollars? No. But time moves all the goalposts and YOU don't get younger. Stop and enjoy your life if you can make it happen in a responsible way.

I understand the sentiment, but there's also nothing wrong with wondering what might happen if things change - in this particular case, if APs aren't affordable using points - and how we can prepare for those changes now. I personally don't plan to change my plans in going to Disney, so if my ability to do that changes, I want to be looking ahead to other possible altnernate scenarios.

 

[MamaKate]

It's only really a benefit at DL if you've brought your meal up with you from APP or Galactic Grill. On maybe two occasions we've walked up to the podium with our trays in hand and been told there is a short wait. Even 5 or 10 minutes is a bust if you're holding hot food. Now, most often you can go right up if you tell them you're fine sitting outside, but anyone who's been out on the terrace (and any OC locals as well) will tell you it can get breezy and cool out there, and a hot plate of pasta can get cold really quick.

If I'm bringing food, I actually prefer to eat on the terrace (as long as the weather is nice). However, I've only brought food to the lounge once and weather was nice, so it worked out.

 

[Sandisw]

Totally agree. Obviously, DVC can do whatever they want, but if the MFs increase over time, the number of points needed to buy APs increase over time, and probably eventually the cost of MMB increases over time, then this benefit could potentially become a really poor value very quickly.

Except trades are tied to the cost of the product and not related to dues.

So, if the cash price increases then I would expect the point cost to increase.

Again, that is different then whether or not an owner thinks using points that way is a good option.

For me, I kept $1k in my bank account and in 2026 it will be close to that since I didn’t spend it on an AP.

And my dues bill was exactly the same as it would have been had I kept the points.