Dh was told 2 wks ago that the company that his employer has insurance through is raising rates $125 per person per month! His ins. is currently free, but the boss didn't know if it would continue to be. He also pays for both kids on his ins, because mine is ridiculously high for very low benefits (he has a copay-I don't! I pay the full amt until I hit my deductible). So if he only has to pay for their increase it will cost us an extra $250 a month, and we have another baby on the way! I honestly don't know what we'll do. I can't switch them to my insurance until August (new school year-I teach), so we'll be screwed. We are waiting on the board to meet and decide what to do about his company's ins. I'm trying not to worry, because it is totally out of our control.