Hi, original poster here...I called MS the other day and they said they couldn't give me an activation code b/c we hadn't closed yet. we sent back our signed papers overnight on 8/3. I got some papers back that were copies for us to keep that were stamped and dated by DVD and the date was on them is 8/10. I also received at letter saying that financing was approved. So how do I find out an actual closing date? how long does everything take? What else could possibly have to be done to close? Should I try and email my guide? Just wait it out? I am just so anxious to just get on the member site and look around and play around on it. It will make it seem so real. LOL