What can I do with them? Usually, we are able to use each and every point through trips and/or banking. This year (Nov) we booked a surprise Christmas trip Dec 19 - 23 for the family. We booked a 2br SSR every day except 1, and for that 1 night we booked 2 1brs and went on the wait list for the remaining 2br night. We got a call a couple weeks ago that our 2br did come through and the reservation changed for 1 night from 2 1brs to 1 2br, freeing up 15pts. Feb '06 use year. What do we do with the leftover 15pts? Any good ideas?