10/24/2009 Bash On the Boat (I'm with B.O.B.) - Thread #18

[Karen Mouse]

I'm still here. For some reason I thought it was 10pm.

Got that one figured out already. But I'm not telling my trick.

I've done it already but it is frustrating...I had a fly swatting one the other day but I've lost the link.

Jeff was not trying to steal one, so nothing to fear.

and why is Jeff talking about himself in the third person Karen wonders

 

[Karen Mouse]

f.o. or no go

 

[Karen Mouse]

G night peeps

Keep your fingers crossed that its another snow day for us. Ellis is in his pj's turned inside out again

 

[JLDSMD]

We pay off extra every month on top of our usual payment, if it stays low we can pay the mortgage off much quicker We did at the last house - we had no mortgage within 12 years... going back to 30 years was quite a shock

Not me. At 5.125%, I'm holding it for the term. Even with the down turn in the market, I think over the life of the loan, I will earn more than that by investing the extra. Plus, the house will increase in value (we haven't seen the heavy hits like the coasts have here in the midwest - and hopefully won't).

It will be done when I'm 65, but I will probably sell it and move in my late 50's to a condo. Once DS is out of college (hopefully by the time I'm 55), I will look for a place for retirement.

 

[Nerbiepie]

Bernie - I feel your pain.... Neil went to 5 differnt bathroom supplies last week hunting for a replacement tap screw - imperial measurements... nowhere had one and he'd travelled miles.... he got home and then realized he had the metric equivalant in his tool box the whole time

Hope you find one soon.

If this was just for me I would have settled for duct tape by now.. lol but it is for work (I am purchaser) and they "have" to have the right one, something silly like "paying customers get what they want" or something weird like that lol

you know when you spend $10,000 on something it makes me cry.. cause I have a MUCH better use for that money.. like a 3 week cruise or something..LOL

if only I could convince the company to just trust me and pay the bills I give them..LOL

 

[GOS]

G night peeps

Keep your fingers crossed that its another snow day for us. Ellis is in his pj's turned inside out again

Night Karen.

 

[JLDSMD]

Me no likey Suz' boss

This one is better than her last one at the company. It is much easier getting time off. The last one was really hard to get the o.k. out of.

 

[Nerbiepie]

Night Night Karen

 

[JLDSMD]

G night peeps

Keep your fingers crossed that its another snow day for us. Ellis is in his pj's turned inside out again

Night Karen.

 

[JLDSMD]

Well kids, I'll chat later.

 

[Karen Mouse]

Not me. At 5.125%, I'm holding it for the term. Even with the down turn in the market, I think over the life of the loan, I will earn more than that by investing the extra. Plus, the house will increase in value (we haven't seen the heavy hits like the coasts have here in the midwest - and hopefully won't).

It will be done when I'm 65, but I will probably sell it and move in my late 50's to a condo. Once DS is out of college (hopefully by the time I'm 55), I will look for a place for retirement.

Arent you worried about investments crashing though? We've had people over here lose thousands on what was considered "quite safe" investments - Neils dad included... there goes Neils inheritance

If this was just for me I would have settled for duct tape by now.. lol but it is for work (I am purchaser) and they "have" to have the right one, something silly like "paying customers get what they want" or something weird like that lol

you know when you spend $10,000 on something it makes me cry.. cause I have a MUCH better use for that money.. like a 3 week cruise or something..LOL

if only I could convince the company to just trust me and pay the bills I give them..LOL

Tell them a cruise is more important and that you need to go on one to "source" the screw whilst on foreign shores

Night Karen.

This one is better than her last one at the company. It is much easier getting time off. The last one was really hard to get the o.k. out of.

Me still no likey

Say a big hi for me

 

[GOS]

Defo time to go!

 

[JLDSMD]

Arent you worried about investments crashing though? We've had people over here lose thousands on what was considered "quite safe" investments - Neils dad included... there goes Neils inheritance

Investments have already crashed here Karen. Luckily, over 40% of my retirement money was sitting in cash, so no major effect there.

If interest rates go up to double digits, I'll buy US Gov't bonds. Most retirement calculators now only use 8% return, so if I can guarantee that, I'll take it.

Don't forget, home prices fall as well. Think if someone put 100% into a home in CA or FL. They wouldn't be able to get out what they put into it.

Face it, in these times, nothing is safe, but knowing that my mortgage payment will be the same 10 or 15 years from now as it is today is a good thing. I know people who took out 100%-110% mortgages, interest only payments, a couple of years ago. They are the ones who are hurting now. People tried to live beyond their means. That, and the belief that we had to give all people a loan for a home, even those who couldn't afford them, caused this mess.

 

[captchris]

Good afternoon/evening everyone. I am finally home after a LONG day. I am not here in the kitchen making dinner so Elaine can eat and run out to her ladies group.

There has been a lot of activity on the thread today. It's a good thing I set up the new one last night!

 

[Verandah Man]

Here are a few more pics I got of the fawn. We've been in this house almost 29 years, this is the first time I have seen a deer in our yard.

 

[Walt & Di]

Here are a few more pics I got of the fawn. We've been in this house almost 29 years, this is the first time I have seen a deer in our yard.​

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Here in Texas, that's called "camp meat" or "chili"...

Not a hunter am I...

Walt

 

[JLDSMD]

What the heck, might as well steal one since I'm being blamed for it today.

 

[Walt & Di]

Am I in trouble for last post...

Walt

 

[Walt & Di]

FO denied by the Best....Missed you...Glad you are back...

Walt

 

[JLDSMD]

There has been a lot of activity on the thread today. It's a good thing I set up the new one last night!

Andy was around and I was home within a couple hours after you started it, so the masses wouldn't have been too lost. Plus, it looks like the old ones don't get closed so quickly now. But, it was good have one to come back to post to.