Maggie'sMom
DIS Veteran
- Joined
- Feb 26, 2008
I buy insurance for cruises because they are un-refundable if you have to cancel last minute. I would never buy it on a vacation like WDW that is completely refundable if you cancel have to cancel last minute. It's also good to have the added medical protection. Enjoy your cruise.
I agree. I have never purchased travel insurance for my WDW trips because 1) I'm not out the full amount of the cost of the vacation if I have to postpone or cancel at the last minute, 2) If my flight gets delayed, I could just miss a few hours, maybe a day, of my vacation. Whereas with a cruise, if you don't make it there by the all aboard time, you either miss the entire cruise or spend a lot of money to catch up with the ship at the next port. 3) As I mentioned above, having a serious medical issue while in Florida is a much different scenario than having a serious medical issue on the ship while at sea or at a foreign port.