YNAB 20% discount for DISboards members

[pigletto]

I don't use envelopes and rarely use cash. I take out cash once a week for anything the kids might need at school (pizza day, trips, grad sweatshirt order etc) but that's it. Dh keeps the Visa on him, and I have the ATM/debit card.
YNAB has been AWESOME. There is a learning curve, but the classes and website FAQ's and forums make it all very clear. I have put more money away for vacation and Christmas than I even thought I had extra. But once you assign every dollar somewhere you know exactly what you have and where it is going. I love it. I really can't recommend it enough. Just be patient while you learn and not afraid to ask questions. Best $48 dollars I have spent in a LONG time.

 

[mello]

I'm so happy to hear about this! I've been reading up on their website and just downloaded the trial. I think it could really work well for us.

 

[Penny Pincher]

I'm so happy to hear about this! I've been reading up on their website and just downloaded the trial. I think it could really work well for us.

YNAB completely changed our finances and how we plan for the future, for the better! Definitely do all you can to get your head around it, come and ask us questions on the YNAB forums if you need to, you'll get loads of support.

Fantastic offer they've got set up, too. I got 10% off when I bought, through one of those referrals, but I see they're setting up secret 20% discounts to forums all over the web. More people need to use YNAB, and get out of debt!