I emailed my guide and he said there were no additional incentives on property or cruise for BLT or CCV
I currently only have 21pts in my BLT contract until August of 2028, which makes me think I'm going to be right back in this same spot next year or even sooner. If this was a one off trip, I'd rent, but I'm already so far behind on points, I don't see myself not adding more on soon anyways.
Logically, I know you're right. But how I've justified it to myself: 1. I can buy fewer points and therefore spend less money overall since I already own points there. 2. I *know* I like BLT, so there's no risk in buying there. I worry about not liking CCV as much. And being in Canada, selling a contract is a huge pain from what I've seen.