Don't do it! I guilted myself into that too when we stayed in an onsite villa and really regretted it. (I enjoy cooking at home but it was total drudgery at Disney for some reason!) You're paying less than you would for an onsite room without a kitchen, so it's okay to pretend that it's not even there, really! Since the
DDP is part of your usual budget, I would do a prepaid card or dedicated debit card with the same amount of money on it that you would normally budget for DDP + tips and probably come out ahead. That way you get that "prepaid" feeling like w/ the dining plan. It wouldn't hurt to have the makings for just a couple easy spaghetti type meals so if you don't feel like going out you don't
have to, but imo you shouldn't feel obligated to use the kitchen for anything other than breakfast.
Please put my fears to rest. Do you prefer Bonnet Creek compared to Disney hotels?
I'll be honest, it's not the same experience as onsite and we did miss the Disney bubble a little. BC is an amazing value, though, and definitely worth trying at least once to see if you like it. It is SO nice having the kids in their own room, a washer/dryer, 2 bathrooms, free internet, the choice of a different pool practically every day, etc. It's the next best thing to DVC and I would choose it again over all of us crammed in one room onsite for sure (unless it were the Poly or the Contemporary, then I'd really have to think about it...)
We love the fact that when on property we can park and not see the car again until we leave. What is your experience with the busses and their frequency?
I really hated relying on the Disney busses when we were onsite, so I insisted that we drive a rental car instead at WBC and I wonder if we would have had more of that "bubble" feeling if we had used their bus service. We used it only once the first night to DTD and felt kind of "stuck" there because the return times were quite far apart. The bus was nice, clean, and on schedule, though, that one time we used it. We talked to a nice couple on the bus who were BC regulars and they said they always use the bus and it worked great for them. I wish in retrospect we would have given it more of a chance.
Good luck, hope you have a wonderful trip!