Why we chose to buy the Poly direct from Disney instead of buying resale

Disn3yVision

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After returning from our first big family trip to WDW, my family decided to join DVC. Of course that decision was followed by an even tougher one: should we buy resale or buy direct? After doing tons of research on the Interwebs, it became clear to me that the consensus "best choice" was to buy resale. Almost all advice I came across from most sources seemed to overwhelmingly point that way. The impression I formed was that most long time DVC owners considered it ludicrous to buy points for $170 when you could get them as low as $55, and I can see the basic sense in that. So, I decided to buy resale, and even put in a few bids. Then Disney made their big announcement on April 4th about losing benefits if you buy resale, and I started to think... Is buying resale really the best option for my family?

Some background: We are a young middle class family from So Cal with 2 boys, age 1 and 3. We are hoping to try for a little girl soon :) We live 20 minutes from Disneyland and have been going there our entire lives. When it came to choosing our home resort, theming was really important to us. By large margin the two resorts we like most are AKV and PVB. When I was going to buy resale I was going to get AKV, and that would have been great... except I firmly believe the Poly is a better fit for my family. Not only that, but buying direct was also better fit for us, and here's 5 reasons why:

1) Length of contract is very important to us. We are big on tradition, and by joining DVC are buying something memorable that we can share with our our children. Not only for when they are kids, but also for when they are adults and have kids of their own, and maybe even when their kids have kids. We are in our early 30's, so by the time this contract is up our children will have children almost as old as us. We want to pass this gift down to them and have it be something we can all share and bond over for decades to come. With most resale contracts ending at earlier dates, we did not feel we were getting the maximum value out of our investment (and when I say value I am not just talking monetarily) buy buying a contract with a date that expired earlier than the full term, and pretty much the only way to get the full term is to buy a new resort through Disney.

2) The Polynesian was the best fit for our family, and being so new it just doesn't make sense to buy it resale (for numerous reasons). Being the biggest studios, and having two bathrooms and sleeping five, we feel we could comfortably fit into that studio until our oldest is 12 or 13 without being forced to get a 1 bedroom. After that, or if we want some privacy on a trip before then, we can just get two studios and connect them. Once the kids are gone we can be comfortable in a studio since their will only be 2 of us, and we believe Poly offers the best DVC studios currently available. PVB has the single best OVERALL location of all the resorts, and the best transportation options as well (I know Epcot resorts are better for Epcot, and BLT is better for MK, but I am talking overall between all the Disney destinations on site). It has arguably the best views. It has amazing theming that will engage our kids. It has Trader Sams and Dole Whip. I could go on.

3) Since very few Poly owners are going to use their points to book the Bungalows, most are going to book studios, which leads me to believe competition will be fierce for those at 7 months. So, if we want any hope of getting our top room choice in all of Disney for our point budget, especially in Oct-Nov when we like to travel, Poly HAS to be our home resort. Its very unlikely we could get any monorail resort consistently during that time at 7 months. Also, AKV being our second choice, I realized that it is MUCH easier to get into at 7 months, one of the easiest in fact. It seems silly to make that my home resort when I can get into it at 7 months so much easier, almost as if I am wasting my 11 month priority.

4) All points are not created equal. By buying at a resort thats cheaper, and I do not want to stay at, I am essentially giving up my 11 month priority window. That is a huge benefit and of huge value to us, especially traveling Oct-Dec. If my home resort is one of my bottom choices (which the cheaper ones were), I am going to be relegated to being stuck scrambling at 7 months to get whatever other resort that is available during the times I want to travel, or, being forced to travel at specific times in order to get the resort I want. I'm sorry but the price tag is too high to have to settle on major decisions like when to travel. Also, although AKV points can be bought for $80 dollars, they can also only be sold for $80. I believe PVB points are going to be worth more in the long run, and always sell for more dollars per point, a la the Grand Cal and Grand Floridian.

5- This was not a financial investment. It was an emotional one. We aren't seeing this as a business transaction to maximize our cost savings on future vacations. We see this as an investment in our happiness and everyday quality of life. Knowing that we are not privy to the same rights and benefits as somebody who bought direct would take away a lot of the emotional value in this purchase. And for us, that value is just as important as the financial value. While its true that all the perks they have taken away no way justify the difference in price at the moment, who is to say what else may change over the next fifty years. They may make more restrictions or offer some amazing benefits and it makes me feel better to not have to worry about missing out on anything. My wife told me something that really stuck with me... She said, "I would hate to spend all this money only to feel like a second class citizen." And while its silly, deep down inside if I bought resale there would always be part of me that would feel like that. Not to mention the ease and service you get buying direct can't be matched. For instance, I originally bought a December use year and after getting my points and making a reservation, a week later I realized October would be better for my family. I called up my guide and asked if there was any way I could change. She talked to her manager and that same day called me back and sent out a new contract for me with an October use year. Im sorry but that is not going to happen buying resale.

Ultimately the decision to buy direct or buy resale is going to depend on innumerable variables and whats right for one family may not be right for another. After reading so much advice on why you should buy resale I just wanted to put out my thoughts on the benefits of buying direct, especially for my family. I'm interested to hear what DVC and DISboard veterans have to say on the topic.
 
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I think you are a lot like the majority here. We purchased something we love, did a reasonable amount of research to back the decision and jumped in. In every buying decision, one can only work with the facts available at the time of the evaluation. (Keep this in mind as you read rebuttals from others -- each made decisions based on facts available to them at the time of their decision and most of us will "stick to our guns" for a long time beyond that decision.)

I'm thrilled for you and your family! Enjoy your travels, the planning process and the joy of exploring choices using your DVC!
 
That's cool. I'm glad your happy with poly, I really want to rent one of the bungalows some time.
For me, at the prices disney is now charging on direct (I originally looked at aulani when it was new and like 110 a point) there aren't enough savings over the discounted rates available to DL passholders to justify locking myself into disney vacations for life. Like you we live very close to disneyland and go all the time so going to disney world isn't something that's a must all the time.

We bought to take a trip to fl once every 4 or 5 years and a trip to Aulani every year. Since we generally go in of peak times of year when aulani is empty anyway, the booking window means almost nothing to us. We get a 2 bedroom so we needed a lot of points. Buying them direct was minimal savings over the deals we'd usually get- 30% off the room and other perks like free food, free excursions, etc...
When priced everything out both ways, a direct trip for a week in a 2bed cost about 6000 including food, car, entertainment, etc... I include then because disney sometimes offers then for free to direct bookings. A dvc trip purchased direct cost about 4500 with dues and purchase costs evenly allocated over the 45 years. If i purchased resale though, i could drop that cost to just over 3000. At that price I feel good about 45 years of disney trips hahaha.

It's always a personal decision. I don't fault anyone for buying direct, the business side of me just couldn't handle paying more than I needed to and I expected a pretty hefty discount to lock myself into exclusively disney trips for half my life. Sounds like for what you wanted you had to pay a higher price, noting wrong with that. Enjoy!
 
You know, I don't think anyone here is 100% anti-Poly. Where I see most people coming down esthete buying direct if you don't want 11-month booking at Poly, you are paying ludicrous rates to get no advantage. You need to like studios, and like the Poly, to make $168pp a good deal.

Similarly, buying other resorts direct, you pay a ludicrous premium for what are rather low-value benefits for most. Resale BLT is $65pp cheaper than direct; for a family planning to use bank/borrow to go every three years, loss of an AP discount, not going to member events, and not swapping in for cruises (where they likely won't have sufficient points, even if they're buying to do a 2BR every 2-3 years), paying that premium for benefits that are of no use to them is a decision they need to look at seriously.
 

Everyone has different priorities, and congrats!!! Welcome home! The poly is a wonderful place with great transportation options to two parks!

although the general consensus is that resales are a better economical choice, depending on where or what you want, there's more to a purchase than the pure numbers, and you know yourself well to know what you want.

For us, resale made sense bc we bought where we don't mind staying at yesteryears resale price. Not sure if I would buy at today's resale or direct price but I'm very budget oriented ;).
 
We have a large contract that we bought resale, but most likely will buy a small one next week on our trip directly from Disney at the Poly. I,love the poly studios, and have stayed there three times (and 7 nights next week) since they opened. I want to stay at the Poly for the 4th of July, lake view. And I'm sure the only way to get that is with Poly points. Poly resale right now is rare and basically the same price as direct, so might as well just go direct.
 
Poly resale right now is rare and basically the same price as direct, so might as well just go direct.

That's an excellent point. The few PVB contracts I've seen listed via resale were going for a fairly close price to direct. There were some savings, but not necessarily enough to go through the resale "process" and forgo the perks.
 
Absolutely. If you want Poly, I don't think there is any reason not to buy direct.

The people we tend to warn about Poly are people who fit various profiles that suggest they've been talking to certain of the guides who have commission over best needs at heart.
  • People who want to travel every 2 or 3 years, and want larger rooms
  • People who dream of quiet F&W getaways at Boardwalk, but whose guide claims "you can book anything at 7 months"
  • People who have heard about "reduced benefits for resale!!!!" but don't know what the point charts for trade-outs (Disney Collection, RCI, cruises) actually look like and if they would ever have points enough for them to matter anyway
  • People who think DVC discounts are more extensive than they are
  • People who don't know resale exists who got a hard-sell on a cruise who have never set foot NEAR Poly
Poly can be a great choice for many people :cheer2:, but it shouldn't be a choice made based on bad info from a guide :crazy2:, or lack of knowledge of other options o_O.
 
I highly recommend, since you're buying direct, that you purchase a guaranteed week contract. That's one of the largest benefits of buying direct.
 
That's an excellent point. The few PVB contracts I've seen listed via resale were going for a fairly close price to direct. There were some savings, but not necessarily enough to go through the resale "process" and forgo the perks.

Just to clarify, I wasn't choosing between buying Poly direct or resale. I was choosing between buying any resort resale versus buying the Poly direct based on what was best for my family overall. More specifically i was really debating between buying AKV resale or buying Poly direct.
 
I highly recommend, since you're buying direct, that you purchase a guaranteed week contract. That's one of the largest benefits of buying direct.

I looked into it but came to the conclusion that a fixed week contract was not worth the extra expense or stipulations for our circumstances. We are relatively flexible on our travel dates and will probably travel at various times of year.
 
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If I were buying Poly, I would buy direct, resale is too high, plus lost benefits. Plus direct is easier and faster. The resale savings are just no where near enough in my eyes.

Congrats and enjoy!
 
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Congrats and Welcome Home! Your post was, in my opinion, fantastic and you gave great reasons. You did your homework and thought about everything. I have been a DVC owner for 17 years (BWV & VGF) with a total of 4 contracts and I have only bought direct and I have had no regrets. If I was to ever buy again, it would only be direct and that is what I choose. Congrats again and enjoy every minute at the Poly.
 
Welcome Home!!!

Your original post was great!! We bought resale at Saratoga Springs last month. You and your family will have years of great vacations :)
 
Here are a couple of things that we have learned after being owners for a number of years.

We are spending less time in the parks and more time at the resort.
The more we go, the less we enjoy the crowds and longer waits.
Our children are less interested in WDW vacations and our adult children don't want our contracts.
We won't keep any of our contracts full term.
We own and enjoy VWL (old version), BWV, and VGF. We also own but enjoy less, BCV, BLT, AKV.

:earsboy: Bill

 
Here are a couple of things that we have learned after being owners for a number of years.

We are spending less time in the parks and more time at the resort.
The more we go, the less we enjoy the crowds and longer waits.
Our children are less interested in WDW vacations and our adult children don't want our contracts.
We won't keep any of our contracts full term.
We own and enjoy VWL (old version), BWV, and VGF. We also own but enjoy less, BCV, BLT, AKV.

:earsboy: Bill

Thanks for your insight Bill. I'm a total noob to the Dis but I've seen many of your posts around the boards I've been reading. You seem very knowledgeable and I look forward to learning more from you in the future :)
 
Thanks for your insight Bill. I'm a total noob to the Dis but I've seen many of your posts around the boards I've been reading. You seem very knowledgeable and I look forward to learning more from you in the future :)

Can't wait to see how long it takes for you to buy your next resort. We started with one, then two, then three and the list goes on.... :thumbsup2

:earsboy: Bill

 
We won't keep any of our contracts full term.
We own and enjoy VWL (old version), BWV, and VGF. We also own but enjoy less, BCV, BLT, AKV.

:earsboy: Bill

If that BCV contract is dragging you down, I'll do you a favor and take it off your hands for you. I'll pay all the transfer fees. :D

That's the only place anyone else in my household ever wants to stay so I don't have much say in the matter. But it's mostly for the pool, which we spend half of every day at. (and the epcot entrance) BCV rooms are nothing special by DVC standards but you can't beat SAB for an on property pool...

Maybe I'm weird (ok that's definitely true) but BLT seems cold and depressing. And it has only a tiny little pool too.
 
If that BCV contract is dragging you down, I'll do you a favor and take it off your hands for you. I'll pay all the transfer fees. :D

That's the only place anyone else in my household ever wants to stay so I don't have much say in the matter. But it's mostly for the pool, which we spend half of every day at. (and the epcot entrance) BCV rooms are nothing special by DVC standards but you can't beat SAB for an on property pool...

Maybe I'm weird (ok that's definitely true) but BLT seems cold and depressing. And it has only a tiny little pool too.

Lol, we have been going to wdw for 7 years in a row and stayed at most of the resorts. I asked my wife and kid which one they liked best for dvc and they were sold on BCV. For us, it really wasn't even close.
 















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