micmacmissy
DIS Veteran
- Joined
- Jul 26, 2004
Again, not trying to sway a decision here, but just trying to provide some mitigating factors
The piece of the puzzle that makes it so attractive, is that the increase in hotel rooms prices over time are much greater than the dues increases have been. So, although prices continue to rise, when you add the dues to the purchase price and ammortize it over many years, the overall cost of your DVC Villa becomes much more cost-effective than the yearly price increase in regular hotel rooms.
This isn't an investment vehicle at all, but rather a hedge to stabilize the cost of your hotel stays over time. Let's face it, Disney wouldn't do this if they didn't make money on it. But it has to be a win-win, or else it wouldn't fly.
Actually, the increase of annual dues grows at a greater pace than the increase of hotel room prices. Check the DVC info on the mousesavers website; they have crunched all the numbers and it's right there in black and white!
The situation is not win-win from a financial perspective. Disney is laughing all the way to the bank on DVC. One last quote from the mousesavers article:
Some people just want to lock in an annual vacation at Disney with family and friends, regardless of whether it's a "good deal" or not. Ultimately many DVC members have joined because they found the membership emotionally satisfying -- and that's a hard thing to evaluate.