We'll be doing Cape May Cafe and Chef Mickey's as breakfasts. CMC doesn't have a character dinner, and DD4 is a huge Minnie fan. Plus, we'll be at BCV. Our trip to the Contemporary will include parasailing and a dip in the pool--basically, spend a morning there having a good time. DS10 specifially requested CM's because they have "dessert at breakfast", which is the ultimate, I guess, if you're a 10yo boy!
You're right that dinners are a greater value, and I would prefer them, personally. However, it's not always just about the $.
The nice thing is, each family gets to pick and choose what works best for them.