DVC members get some DVC and they swear they're good. I've done the math, I know exactly how many points I need. I'll only use it once a year, I've got it under control.
But it's not soon after that they find they're itching for the next trip. Or the next bedroom size up. Or that sunset savanna view... If I only had 25 more points, it's just 25 points. I still have it under control. The dues are cheaper than a stay at a value. The giraffes..have you seen the giraffes? They're worth it.
But soon after, we find that well if we stretch our points maybe we can go twice a year. and if you go twice a year, you get an annual pass. And if you get an annual pass...it just makes sense to get more points. 100 points? Oh no, I don't need that many. I don't have a problem here. No way, I can make my current points work. But I'm just shy of being able to cover two trips..maybe another 25 point contract. I've got this under control....