If planning to resell I'd be careful with SSR. One of the reasons it has remained one of the most economical resorts to purchase resale (If held to contract expiration) is the fact that it has not had a stellar resale value. Adjusted for inflation, SSR has lost about 0.5% of its value per year since it went on sale. Conversely, the reason VGC is among the most expensive contracts to own (held to expiration) is precisely because it has appreciated far more than every other
DVC Resort (in excess of 4% every year after adjusting for inflation). There isn't any major reason to suspect that SSR resale values will improve over the next 15 years (vs. their historical average), and more reason to believe they will fare worse as the expiration date gets closer and the demand from the "I'm looking to buy the most economical resort crowd" dries up.
Here is my opinion of which resorts will have the best resale value in 15 years based on historical trends:
+0.5 to 1.5% annually over inflation (sell for more than initial investment, adjusted for inflation):
1. Grand Floridian ("flagship" cache, monorail, small resort, high demand, long contract, must-own for studios)
2. Bay Lake Tower (closest/easiest walk to MK, best chart value on monorail, long contract) (CON: TINY studios)
3. Polynesian (nostalgia, best/biggest studios, high rental demand, monorail, long contract) (CON: unit mix - no 1/3BRs)
-0.5 to +0.5% annually over inflation (on average get initial investment back adjusted for inflation):
4. Copper Creek (long contract, attractive value
point chart, must-own for studios)
5. Riviera - SMALL CONTRACTS (won't be affected as much by resale restrictions)
6. Grand Californian (can't outperform forever,
Disneyland Tower will add capacity in LA and help normalize VGC prices)
-2.5 to -1.5% annually, adjusted for inflation (may get back same number of dollars invested, but 15 years later those dollars are worth less than they are today)
7. Animal Kingdom (middle length contract, but in 15 years won't quite have hit the steep value drop off yet)
8. Saratoga Springs (never a strong resale performer, in 15 years will only have 18 years left)
9. Old Key West Extended
10. Riviera - LARGE CONTRACTS (resale restrictions will make large contracts much less attractive)
11. Aulani (worst resale performance among resorts with greater than 7 year history)
-5 to -7% annually, adjusted for inflation (somewhere between 50-70% loss in value over 15 years)
12. Beach Club, Boardwalk, Boulder Ridge, OKW, Vero Beach, Hilton Head (in 15 years these will only have 6 years left)