I don't know if I'm getting the right impression from your post, but are you saying that because of the swimming possibly being limited you're shooting to stay at a value resort, or you need to stay at a value resort?
Personally, although I'm spoiled with a Deluxe room, I'd definitely consider staying at any of the Deluxes with the exception of Contemporary or Polynesian. Those two just don't seem to have any holiday atmosphere to them whatsoever. Even the BC has a carousel and large Christmas tree in the lobby, and I believe YC does a Gingerbread House. BWI and Villas has an impressive display in their lobby, and you can't beat the tree at the GF.
Brian