where to find "categories" for discover card?

[Zhoen]

So this quarter, Discover's 5% kickback is for "department stores and online shopping."

I'm about to purchase cabinetry from Home Depot, and wondering if I put this on my Discover Card, would it qualify? It's a store, it has departments... I doubt it, but if the answer's yes, then it would be a good deal...

Of course I can call and ask them, but that would involve actually speaking with someone... anybody know if there's a list somewhere online of what counts as what?

 

[cajunmommy]

IIRC, Home Depot is classified as "Home Improvement".

Department stores = JCPenney, Dillards, Kohl's, Macy's, etc.

 

[love2disney]

Check if your kohls has a home depot gift card or get a home depot gift card online.

 

[Zhoen]

Check if your kohls has a home depot gift card or get a home depot gift card online.

Ooohh... you're devious, I like you!

 

[lost*in*cyberspace]

Home Depot is definitely not a department store. Discover clearly states such stores sell a wide variety of merchandise with separate checkout counters in each deartment. This definition even rules out Kohls.

 

[Zhoen]

Check if your kohls has a home depot gift card or get a home depot gift card online.

Yes, I saw that in the fine print when I went back and looked later. I still wish they would publish a list, though. You hear horror stories of things that don't post because of the way a store is coded (buying gas at a Safeway or an Aafes, for example.)

Tks!

 

[lost*in*cyberspace]

I agree. They should be more specific on their web site.

 

[wishing4PA]

Home Depot is definitely not a department store. Discover clearly states such stores sell a wide variety of merchandise with separate checkout counters in each deartment. This definition even rules out Kohls.

Hmm. Makes sense, but then exactly what is Kohl's, if not a department store?

Also, what if she orders the cabinetry from HD's web site (assuming you can do that, I never tried?)
Now I've got one more thing to think about besides the work I should be doing now!

 

[alyssa810]

I was trying to figure out the same. I made some big purchases at Target earlier in the month, and it looks like it's showing up as a supermarket. I would call it a department store before I'd call it a supermarket!

 

[Fire14]

Home Depot is definitely not a department store. Discover clearly states such stores sell a wide variety of merchandise with separate checkout counters in each deartment. This definition even rules out Kohls.

I agree via def it would rule out Kohls but it is kohls dept store and what is diff between kohls and jcpenny other than brands and locations of check outs

 

[Fire14]

I was trying to figure out the same. I made some big purchases at Target earlier in the month, and it looks like it's showing up as a supermarket. I would call it a department store before I'd call it a supermarket!

I'd not call target a dept. store, supermarket would be closer to my defination.

 

[vicki_c]

I'd not call target a dept. store, supermarket would be closer to my defination.

Many targets still don't have groceries (or just that very small selections). Target is usually classified as a department store industry-wise, even if its not for this credit card offer.

 

[cajunmommy]

Just checked my statement....Here's how my recent charges were classified:


Home Depot = Home Improvement
Target = Supermarket (but this location is a SuperTarget, so YMMV)
Kohl's store = Department store
Kohl's online = Merchandise
Sam's gas purchases = Gasoline
Sam's store purchases = Warehouse Clubs


Clear as mud, right?!?

 

[Fire14]

Many targets still don't have groceries (or just that very small selections). Target is usually classified as a department store industry-wise, even if its not for this credit card offer.

OK and your right on target and few grocry mine is like that.

 

[Zhoen]

Just checked my statement....Here's how my recent charges were classified:


Home Depot = Home Improvement
Target = Supermarket (but this location is a SuperTarget, so YMMV)
Kohl's store = Department store
Kohl's online = Merchandise
Sam's gas purchases = Gasoline
Sam's store purchases = Warehouse Clubs


Clear as mud, right?!?

And just like that, I love you! Now to call Kohl's and see if they even carry HD gift cards... (And how much is the cashier going to hate me for paying the first $1500 in gift cards????-- After $1500, it goes back to the regular percentage, so may as well just charge the other $4500...)

 

[Zhoen]

So I just talked to my local store, and they *DO* carry the cards, in denominations of $25 and $50... so this could be pretty hilarious... somewhere between 30 and 60 gift cards... But hey, it's $75 for free...

 

[wishing4PA]

Dumb question -- wouldn't Kohl's charge some sort of activation fee on a Home Depot gift card? (Or did I miss something?)

 

[Zhoen]

Nah, they only charge those fees on the "Visa Vanilla" type cash-value-spend-it-anywhere kind of cards.

 

[cyndik1111]

I'm loving the home depot gift card from Kohls idea. But I wonder.......

1) should you call discover and make sure that Kohl's counts- hate to do all that work to find out they don't qualify based on a technicality

2) Do gift card purchases count as the "right kind" of purchases for the 5% bonus

3) and what other cards does Kohl's sell?
We leave for disney in 2 days and wondering if they have chain restaurant gift cards, or disney gift cards?

Thanks to whomever came up with this idea....Wile-E-Coyote, super genius.....

 

[Fire14]

I'm loving the home depot gift card from Kohls idea. But I wonder.......

1) should you call discover and make sure that Kohl's counts- hate to do all that work to find out they don't qualify based on a technicality

2) Do gift card purchases count as the "right kind" of purchases for the 5% bonus

3) and what other cards does Kohl's sell?
We leave for disney in 2 days and wondering if they have chain restaurant gift cards, or disney gift cards?

Thanks to whomever came up with this idea....Wile-E-Coyote, super genius.....

Kohls I worked at carried Olive garden/red lobster, I tunes, Home depot, Lowes, spa finder, best buy, subway. Sure they had others but drawing blank. No DISNEY