Here’s your hypothetical point situation based on your other threads:
2023 - 150 points need to bank to use for 12/15/24 vacation
2024 - 150 points - current points
2025 - 150 points - available to borrow if needed
First, a few days before your 11 month booking window opens on 1/15/24 go online & bank your 2023 points into your 2024 use year. You can also call member services & ask them to bank them for you. Now you’ll have 300 points in the correct use year waiting to be used.
At 8 a.m. EST on 1/15/24 go online and book up to 7 nights at your home resort - in your case VGF. If you want you can wait & call member services when they open at 9 a.m. EST and they’ll book your villa for you.
The system will use your banked points first & then your current points & if needed you can borrow from 2025 too. If you want to stay longer than 7 nights & in your case you may, since a standard view studio at the VGF starting 12/15 will only use 132 points which doesn’t even use up all of your banked points, wait a couple days & log on again to add the extra nights to your original stay. Or, you could splurge & book 7 nights in a standard view 1 br. for 282 points. Be warned, those 1 br.s are lovely - so spacious & the in villa stacked washer/dryer are so convenient and suddenly you ‘need’ to add just a few more points so you can always stay in bigger villas

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When I first bought many years ago I logged on and started looking around the site as soon as I had access & searched for availability for ‘pretend’ vacations just to get a ‘feel’ for how it all worked.