When to bank points?

[Crystal_27]

When do you all typically bank your points? Do you want until the last minute to do so, or do you bank them when you know you're done for the year? We know we are done for this year, but are going to use our 2009 banked, 2010 points, and some borrowed 2011 points for a 2010 park/cruise vacation (which we can book in July, 2009). My UY is February so I have until September to bank my 2009 points, but should I just go ahead and bank my 2009 points now so they'll be in my 2010 allotment when I call in July to book the 2010 cruise/resort? Any input is appreciated! Thank you!!

 

[DisneyStarWisher]

I would wait and bank when I book the trip. You can do it all in one call, and that way if something comes up and you decide on a last-minute trip, you will have available points. Banking is a final transaction, so that's why I would wait.

 

[*KeepMovingForward*]

We tweak our reservations too much to bank our points early on. I usually wait until a week before the deadline and then bank them.

 

[DebbieB]

I usually bank them when I plan my first trip of the new use year and want to use them. Last year I banked early and decided to take a trip to Disneyland in December. So I borrowed.

 

[hakepb]

I'd, too, say bank when you are reasonably sure your trips for the current year are set. If you find you need more points this year, you can always borrow next year's points..

 

[wildernessDad]

I bank after all of the plans are in place. I have one point that I'm waiting on, though, which will be used if my WL comes through.

Well, I just checked and my WL came through, so I won't be banking that point!

 

[Crystal_27]

Thank you for the replies everyone! I appreciate it!