When listing cost of trip for trip insurance....

What all do you include?
As of right now I just have the cruise cost. I don't know how much my airfare will be, I am not cruising until Dec 2018.
Is there a reason you need to buy this early? The deposit is refundable.
 
We have insurance for our entire trip and include:

Flights
Cruise Costs
Any Park Tickets and Tours they get paid beforehand
All Accommodation
Car Services that are paid beforehand

We have to include approximately the cost of our luggage (including laptops, iPads, phones ect)

As we are international, we take out the top medical cover, including emergency hospital and dental, flying us home with a doctor and nurse if necessary and more.
 


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