Hi! We had paid in full for our July stay and when we switched to the AP rate, they offered me a choice of refunding the difference to my credit card or applying it to the resort as a credit on arrival. We chose the credit on arrival, now we are ahead of the game, so to speak. Had I gotten it refunded back to me now, I would have spent it on something stupid, now we have it waiting to be applied to food or whatever during our stay.