I'm not sure if your referring to the disneyworld.com website. If you decide to purchase your vacation package there, then you must pay a $200 deposit. After this, you pay as you please as long as the trip is paid in full 45 days before your arrival date. You can pay the full amt. 45 days before if you choose. It doesn't matter. I just paid my trip off and put as little as $20 (which is the minimum payment) whenever I had the extra money.