I use Photo-Impact, but wish I was good at Photoshop Elements as people seem to do so much with that. However, I do think Natalie hit it on the head. If you look around you will notice that many of the DISigners came up with a good idea, that no one else was doing and many people liked it. When I started (I don't DISign that much anymore) I did autograph cards (4x6) because most people weren't doing them. Now there are many to choose from. Plus l played around with what other people did, trying to emulate them. Many years ago, when the boards first started a DISign similar to this was posted.
It was a Christmas DISign, I believe by TripleFigs. I wanted to do the Home is where the Heart is, but couldn't figure out for the life of me how to make the picture looked rounded. Dom & Natalie helped me out and after a lot of messing around, I now have one for the DVC places I stay in. Since we are going to stay in BLT this summer, I will work on a BLT one over the next few months.
This was one of my very first DISigns, in fact I don't even have this program (PrintMaster) any longer, LOL
This was one I made because I liked Tink and I found a good background. It took a while to clean up, but I have used the background for autograph covers, t-shirts, tote bag DISigns, etc.
This one was hard for me as I had to learn how to clean up a jpg and gif it, then I had to find a good background and then I had to learn to Bevel and play with fonts. Natalie was helpful with that. another learning opportunity.
I am a pin trader and wanted to come up with a way of letting people know what my Holy Grails are. Dom did my Avatar

But I was able to put together the rest. It took a while, but again, I learned "stuff".
This background started me on a whole grouping of "I am not ready to go home" shirts.
My nephew was coming home from Iraq, his favorite character is Stitch so I "borrowed" an idea from AmyMickey and came up with this.
Lastly, this thread (orignially started in 2005)
http://www.disboards.com/showthread.php?t=2430262
has updated tips, suggestions and ideas.
So it boils down to asking people for help (there are many friendly people on this forum). & following the advice given you above. Thanks for helping me take a trip down memory lane. & reminding me that there are many great DISigners who have come and gone on this site. & thanks to the original, past & current DISigners that are listed in the the thread above.

Penny