We joined in January of 2002. Our first year at WDW was 1999. We have been every year since and before DVC stayed at the ASMo and CBR. My only complaint after our first year as a DVC'er at BWV in Jan. of 2003 was why had we not looked into it sooner. All the money we paid for WDW vacations from 1999 through 2002 would have paid for it and you gotta love vacationing in luxury!!