If you think you will go anytime from March through August, Feb or March use year is fine, even December is OK. Use year does not determine when you can go (which is any time of year) or when you can call to reserve (always 11 months in advance at home resort, 7 at others). It is only an issue if you have to cancel a trip and that involves ability to bank points if you have to cancel. You can bank points into the next use year any time through the first eight months of your use year. Thus, if you have a Feb use year and reserve an Aug trip with Feb points and then have to cancel in June, you will still have plenty of time to bank the points. On the other hand if you have a Sep use year and reserve an Aug trip and use Sep points to book that later Aug trip and then have to cancel in June, you would be beyond your banking deadline.