I was dating a guy back in 1999, and he wanted to trade in his (horribly) run down Ford Escot. This old bf of mine didn't have a clue on how to treat cars, as he stuck stickers ALL OVER this thing. It didn't have A/C, a radio, windows had a hard time rolling down (sounds like my car now!!), etc. etc. He had been in two accidents a few months earlier, so the radiator leaked, the car broke down often...you name it. He got a flier in the mail that any car, any trade in would get you $3,000 trade towards a car on their lot.
So, we went to look, and he found this 2 door Geo Metro that he liked. I forget what the price was, but with Andy's credit the monthly payment was something like $450. Of course, he couldn't afford that, but he wanted a new car so badly he didn't care. He waited until the salesman gave him the price before he mentioned he had that $3,000 flier and boy....the salesman was NOT happy about that. Seems Andy's car was only worth $50

Well, the salesman tried to upsell him on cars, telling him that since he had that $3,000 flier he should "use it to his advantage" and get "a much better vehicle". Andy was very firm and said that he found the car that he wanted.
The fun part begins. We actually got there late on a Saturday afternoon, and a bad rainstorm started...so no one could go out and check his car. As we were going through all of the paperwork (actually, I was just sitting there bored), whatever office the salesman had to call for financing was already closed for the weekend. I have no idea why. It finally ended up with all of the paperwork signed and his new keys in hand around 8 p.m.
On Monday afternoon, I received a phone call from the delarship that Andy's financing had been denied, and that he needed to return the Metro. I personally had never heard of this before. Seems Andy's credit was SO BAD, no one wanted to give him the loan for the car, especially considering he didn't put any money down. Andy talked to the salesman for awhile, and the salesman actually sounded really nasty. I guess he was angry that he was going to lose his commission.
Andy finally agreed after two days of arguing that if his car was returned, then he would return the Metro. Well...what do you know. They couldn't find his old Escort. It took them a week to realize that the car had been crushed in a junkyard, because the car was in such bad shape, they could never resell it! Of course, the dealership didn't care and kept demanding their Metro back.
It finally ended up that Andy would his way up through the managers and threatened to go to the BBB, and they "found" someone to finance the car.
Of course, a few months later after I left him, the car was repossessed....dummy bit off more than he could chew!
Now, my first car that I bought was a 96 Ford Explorer, and it was a fluke that I even found it. A woman had literally just traded it in a few hours before my ex and I walked onto the lot. My ex was sort of "smooth" with car dealers, so the dealer we had fawned over him, blah blah blah. He shows us this Explorer that I fell in love with, but felt I could afford. My credit was pretty bad at that time. When we went into the financing office to do the credit check, the salesman after LAUGHED while reading it and told me that I didn't have a chance in the world to get this vehicle on my own. Well, duh. That's why my ex was there. I was really embarrassed that he was making such a loud, big deal about myy credit history. I finally just had my ex finish dealing with him.
