What if My Band Doesn't Work at TS?

[btk2333]

Really? So because I am not as blessed financially as some I shouldn't go? If I'm willing to sacrifice for the year before we go, too bad I'm too poor stay home? Really? I couldn't travel with a CC even if I wanted to because I don't have access to one because unlike the rest of the planet I don't believe in debt so I don't have credit. So again, because I believe in paying for everything when I have the money instead of promising to pay for it later and hoping nothing goes wrong, I shouldn't travel?

No- but you can't always expect large corporations to have contingency plans for people who are "unlike the rest of the planet" to use your own words. I am very surprised that you would choose deluxe dining on such a limited income but it's not my place to tell you what to do with your money.

I would recommend you calling Disney and explaining your situation and see what they tell you. I would be surprised if you didn't end up needing to talk to a manager or two.

 

[NickyKnack]

If it makes those of you who are for some odd reason concerning yourself with my financial situation feel any better, we're only broke until the next paycheck - then we go back to living exactly the way we always do.

That said I have no issue with putting a debit card down on the room, I have one with attaching it to charging privileges. Big difference between those two things. It sits on the computer to make them feel safer, but never gets used.

I find it hard to believe that Disney would even let you check in without providing a credit card- you don't have to activate chargin privileges but they need it in case you steal the tv or something and run off... That being said I've never tried not providing a credit card...

 

[JanaDee]

No- but you can't always expect large corporations to have contingency plans for people who are "unlike the rest of the planet" to use your own words. I am very surprised that you would choose deluxe dining on such a limited income but it's not my place to tell you what to do with your money.

I would recommend you calling Disney and explaining your situation and see what they tell you. I would be surprised if you didn't end up needing to talk to a manager or two.

The dining plan is already paid for by the OP. They shouldn't have to call Disney to explain anything. If the MB's don't work, Disney will have to figure out a way to get the entitlements off.

Some people don't have credit cards for different reasons. I'm sure the OP is not the first person nor the last to vacation at Disney without a credit card.

Oh and OP, a credit card does not necessarily equal debt, BTW.

 

[btk2333]

If it makes those of you who are for some odd reason concerning yourself with my financial situation feel any better, we're only broke until the next paycheck - then we go back to living exactly the way we always do. That said I have no issue with putting a debit card down on the room, I have one with attaching it to charging privileges. Big difference between those two things. It sits on the computer to make them feel safer, but never gets used.

Gotcha- I still recommend calling Disney and discussing your concerns. They are happy to take your money. All we can tell you is our opinions as none of us have been in your situation

 

[btk2333]

The dining plan is already paid for by the OP. They shouldn't have to call Disney to explain anything. If the MB's don't work, Disney will have to figure out a way to get the entitlements off. Some people don't have credit cards for different reasons. I'm sure the OP is not the first person nor the last to vacation at Disney without a credit card. Oh and OP, a credit card does not necessarily equal debt, BTW.

Glitches happen with any system. The eventuality being discussed here is very unlikely to actually occur. I'm not judging him - but none of us can say what Disney will actually do if this situation occurs except Disney. And the fact is that they CAN do whatever they want regardless of whether you feel like you "shouldn't have to explain anything". Disney makes their rules not message board consensus.

 

[NickyKnack]

So, it's on me to make corrections for Disney's mistake?
When did that job start falling to the person paying and not the people getting paid? I don't mind settling up my mistakes, but it shouldn't be my job to fix or make up for the mistakes of others - especially when I paid for that service.

And for someone who states it's not their place to tell me how to spend my money, that sure didn't stop you did it? You have no idea what my income is, first of all, second of all it must be nice to be so financially blessed you can take the vacation you want and then sit back and judge others who have to try a little harder to do the same thing.

ETA: Oh and my only concern is because of the new MB I've taken SIX trips exactly the way I want to take this one and never had a lick of trouble in the past. I'm just concerned with the new, by many reports, glitchy tech.

No- but you can't always expect large corporations to have contingency plans for people who are "unlike the rest of the planet" to use your own words. I am very surprised that you would choose deluxe dining on such a limited income but it's not my place to tell you what to do with your money.

I would recommend you calling Disney and explaining your situation and see what they tell you. I would be surprised if you didn't end up needing to talk to a manager or two.

 

[NickyKnack]

If the concern is whether Disney will take it or not, they have taken it as the down on the room for the last six trips we took so this shouldn't be an issue either I would think. =)

Oh and OP, a credit card does not necessarily equal debt, BTW.

 

[btk2333]

So, it's on me to make corrections for Disney's mistake? When did that job start falling to the person paying and not the people getting paid? I don't mind settling up my mistakes, but it shouldn't be my job to fix or make up for the mistakes of others - especially when I paid for that service. And for someone who states it's not their place to tell me how to spend my money, that sure didn't stop you did it? You have no idea what my income is, first of all, second of all it must be nice to be so financially blessed you can take the vacation you want and then sit back and judge others who have to try a little harder to do the same thing.

You asked us the question of what would happen if the mbs didn't work. I'm telling you there's a chance disney will make you pay cash even though I think that the likelihood of that is less than 1/10,000,000.

You can attack me personally but you know nothin of my financial situation either. By cutting it so close you risk something unforeseen like the very unlikely scenario you are talking about. What I'm telling you is that Disney will do what they think is right ($$$) regardless of whether you or I find it to be the right thing to do. If you are concerned about it you should ask them- I guarantee they will want to find a way to make your situation work.

I'm not judging you- it's your money and your life- I am trying to warn you about a possibility.

 

[cjbcam]

I never give my cc to Disney because I am to worried about it being used without my knowing and getting charged for things I never received. The op already paid for her dining and all she is on the hook for is tip and drinks/food not covered. I would only pay for the portion she still owes and Disney would have to figure out the rest. I would never pay again and hope they "reimburse" me, been there done that and never seen my money again. It's not like they could say she stole it since she already paid for it.

 

[btk2333]

I never give my cc to Disney because I am to worried about it being used without my knowing and getting charged for things I never received. The op already paid for her dining and all she is on the hook for is tip and drinks/food not covered. I would only pay for the portion she still owes and Disney would have to figure out the rest. I would never pay again and hope they "reimburse" me, been there done that and never seen my money again. It's not like they could say she stole it since she already paid for it.

I agree i don't think it will be an issue- but I would talk to disney. A short phone call could alleviate all concerns. Whereas a message board thread can only speculate

 

[NickyKnack]

No, Disney can't make me pay jack.
I'll run the MB if that fails I'll us the back up card, if that fails then I'll go off property to eat. Disney isn't getting anymore money then they've already gotten off me.

And if that happens I'll go to Universal next time, heck I'm half way there as it is right now.

And you can say you aren't judging me all you like but my making statements about how you wouldn't get the DxDp if you were in my financial situation that's exactly what you did.

I actually asked the question to see if this was going to be one more thing that would push me towards USF and away from Disney. I have seen enough here that I believe that if something comes up Disney will work it out. So it wont weigh into the choice I am trying to make on whether to cancel the WDW trip and schedule a Universal One.

So calling you financially blessed is a personal attack? You have some mighty funny ideas on what that term means.

You asked us the question of what would happen if the mbs didn't work. I'm telling you there's a chance disney will make you pay cash even though I think that the likelihood of that is less than 1/10,000,000.

 

[NickyKnack]

I never give my cc to Disney because I am to worried about it being used without my knowing and getting charged for things I never received. The op already paid for her dining and all she is on the hook for is tip and drinks/food not covered. I would only pay for the portion she still owes and Disney would have to figure out the rest. I would never pay again and hope they "reimburse" me, been there done that and never seen my money again. It's not like they could say she stole it since she already paid for it.

 

[btk2333]

No, Disney can't make me pay jack. I'll run the MB if that fails I'll us the back up card, if that fails then I'll go off property to eat. Disney isn't getting anymore money then they've already gotten off me. And if that happens I'll go to Universal next time, heck I'm half way there as it is right now. And you can say you aren't judging me all you like but my making statements about how you wouldn't get the DxDp if you were in my financial situation that's exactly what you did. I actually asked the question to see if this was going to be one more thing that would push me towards USF and away from Disney. I have seen enough here that I believe that if something comes up Disney will work it out. So it wont weigh into the choice I am trying to make on whether to cancel the WDW trip and schedule a Universal One. So calling you financially blessed is a personal attack? You have some mighty funny ideas on what that term means.

I won't argue with you about finances anymore.

I will attempt to just answer your question. This is a very unlikely situation and I don't think you Should be concerned. If you are losing sleep over it you should call Disney and see what they say. No one here can tell you exactly what Disney will say and any opinions are just that. If you are concerned about this remote possibility you should get disneys official word on it. If you are not happy with their response by all means go to universal. Tell them that too- that way they get your feedback and can make adjustments as necessary.

 

[disnut1149]

Hi Nicky,
You don't have to give them a credit card. They always ask me if I want to attach one and I tell them "no". You've paid for your dining so I feel it's on Disney if the MBs don't work. I hope you go and have a great time!!

 

[MinnieLovesMickey12]

I am not judging anybody but I have to agree with a PP. YOU YOURSELF stated that you will be using every dime you have to pay for the trip and if something came up there would be NO MONEY in the bank. You also admitted that you live paycheck to paycheck.

So if this is a message board where ppl give their opinion I would have to say my opinion agrees with whoever else thinks if I were THAT BROKE there is no way I would be paying $99 a day per person for dining when you can eat paying OOP much cheaper.

There have been numerous posts from ppl in the past that said the KTTW card would not show their dining entitlements and they had to pay for their dinner and get reimbursed by Disney. It can and does happen. However if that happens you can choose to get up and leave and not pre-pay for your dinner and be reimbursed later.

I don't have a CC either I only have a debit card but my DH has both. I absolutely would never go on vacation without back up money. But you alluded to the idea that you may have $200 emergency cash on you when you go. If that is the case that would be enough to pay for your dinner and get reimbursed later.

I do know using the DlxDp and eating 2 or 3 TS meals a day and paying 18% or more in tips can be very very pricey as well.

If going on vacation causes you to be that broke, and you do not have a CC what happens if you go home and the transmission in your car goes out or your home air conditioner burns up? You obviously have no savings from what you have said here yourself when you stated NO MONEY IN THE BANK.

But as for Disney requiring a CC when you check in they don't. Or they didn't both times I stayed on property but I did online check in.

 

[Networth]

Really? So because I am not as blessed financially as some I shouldn't go?
If I'm willing to sacrifice for the year before we go, too bad I'm too poor stay home? Really?

I couldn't travel with a CC even if I wanted to because I don't have access to one because unlike the rest of the planet I don't believe in debt so I don't have credit. So again, because I believe in paying for everything when I have the money instead of promising to pay for it later and hoping nothing goes wrong, I shouldn't travel?

You do realize you can use credit cards and not be in debt right?.... This is such a common assumption that if you use a CC you'r not really paying for something. If your a responsible adult you set that money aside to pay the credit card off in full each month. Than take all those wonderful points you've earned and take more vacations.

You sound(from what you have said about yourself) that you are not the kind of person who can manage a credit card. I just wonder if you have student loans, auto loans, heck a mortgage or rent because you know thats all "debt". Best of luck on your vacation and you may want to go visit http://ficoforums.myfico.com for some information on credit/debt in general.

 

[NickyKnack]

I appreciate your post here, but calling has proven time and again to be less reliable then asking on the dis actually...
You wouldn't believe some of the misinformation you get from calling.

I won't argue with you about finances anymore.

I will attempt to just answer your question. This is a very unlikely situation and I don't think you Should be concerned. If you are losing sleep over it you should call Disney and see what they say. No one here can tell you exactly what Disney will say and any opinions are just that. If you are concerned about this remote possibility you should get disneys official word on it. If you are not happy with their response by all means go to universal. Tell them that too- that way they get your feedback and can make adjustments as necessary.

 

[MSSANDRA]

I think you are way over thinking things. There is ALWAYS a risk to every activity we do but if we worry about everything we would never do anything. ever. We have had glitches and WDW has always made it right. We have had our KTTW card not scan the dining credits before and the restaurant could not figure it out so they just forgave the credits. I would not worry about dinning at WDW without a credit card. I would however worry a great deal about traveling without a emergency back up credit card. We too try to live a debt free lifestyle and are pretty good at it. We however travel at lot and KNOW that things can and do happen during travel. ER co-pays can be expensive and many walk-in clinics do not take all insurances. Lost prescriptions that are not available for refills are NOT covered by insurance and sometimes you HAVE to have that medication. Sometimes insurance will pay for the service later, but you may have to pay up front first. Yep....I can tell lots of stories. Point is, you need to be prepared. Just think through what you would do if there is a TRUE emergency and be sure you are prepared.

 

[Sparkly]

OP, just get over yourself. Nobody's criticising your financial whatever. You really do not need to be so snippy with people who are trying to help!

 

[robinb]

So, it's on me to make corrections for Disney's mistake?
When did that job start falling to the person paying and not the people getting paid? I don't mind settling up my mistakes, but it shouldn't be my job to fix or make up for the mistakes of others - especially when I paid for that service.

And for someone who states it's not their place to tell me how to spend my money, that sure didn't stop you did it? You have no idea what my income is, first of all, second of all it must be nice to be so financially blessed you can take the vacation you want and then sit back and judge others who have to try a little harder to do the same thing.

ETA: Oh and my only concern is because of the new MB I've taken SIX trips exactly the way I want to take this one and never had a lick of trouble in the past. I'm just concerned with the new, by many reports, glitchy tech.

Nicky, you put it out there that by the time your vacation rolls around in April you will have used all your savings to pay for a deluxe vacation (DxDDP and cruise -- concierge level of course) and that you will have no money in the bank account. Frankly, I think some folks are worried for you. Your anxiety over the DxDDP, MBs and not having the money to temporarily pay for a possible MB mistake is literally flowing off the screen. My advice is to try not to worry: if there is a mistake, Disney will correct it. You are a resort guest. They will not call the police on you if your MBs don't work properly and you don't have a credit card to pay.

FWIW, I would be far more worried about an accident or emergency while on vacation with no funds in the bank than possible MB failure. I'm not much of a worrywart by nature but even that would give me pause.