What have you become more cautious about as you have got older?


Trip insurance. I used to never get it, and now I usually do.
We get trip insurance now too.....for cruises and flights

I like to have time for me.....and longer to do things. I get tired a lot faster than I used to.
Also very cautious about stairs and watching where I am going. I had a fall several months ago and now I am nervous about doing it again
 
Driving - I'm not a slowpoke, but really, what's the rush? If giving a little space keeps the guy next to me from going all road-rage then why not?
Yeah, that's the main thing that changed for me as I get older. I'm a more cautious driver.
 
Going up and down stairs. So glad I live in a single story home. I have a single step to get in and out of the house and 3 for my RV. Those are enough for me.
 
Trip insurance. I used to never get it, and now I usually do.
My employer group coverage always included Medical Coverage so it certainly was a consideration when I signed up for Medicare last year. Medicare does NOT cover health care outside the U.S., but the private Medicare Supplement I selected covers 100% of foreign medical care and medical evacuation after a $250 deductible. The Broker I bought the coverage from said it is not an uncommon perk since it really saves the insurance company money in the long run. Medical Evacuations are rare, and medical care in most parts of the world are much cheaper than they would have to pay for the same care in the U.S.
 
Health issues. I used to pretty much ignore most everything, having that youthful aura of indestructibility. Now I notice something and start wondering if I need to see someone about it!
 
Walking and stairs. Whoda thunk that a guy that once went up ladders, worked on roofs, had no fear of heights at all am now sticking close the the ground, looking where I walk. Not to mention hanging on for dear life on any an staircase and cannot manage a staircase without a handrail. I hate it, but there it is!
 
Health for sure - being proactive and listening to my body.

And boundaries with people and reciprocity in relationships. I've also tried to model that and talk about it with my kids. There will always be seasons and circumstances where relationships require more giving then taking. But healthy relationships should have balance and since I messed that up for most of my life, I've learned and am very aware when people only take and never offer.
 
Physical safety with an eye towards preventing falls. I am 66 and DH is 62. We were healthy for our ages; no additional medications for stuff like blood pressure or diabetes, no limitations as to what we could do and where we could go (within reason, of course). Then, I fell in December '22 and have been struggling with knee issues ever since, culminating in a knee replacement a month ago. During all this, DH fell in February and again in March, landing palms-down both times. He's torn his biceps tendon and has a large, full tear in his rotator cuff and needs a shoulder replacement. I've been on crutches/cane since December and as soon as I am back on my feet, he'll have surgery which results in 6-8 weeks in a sling and then a ton of therapy. I keep jokingly saying this is the year we got old... but it's true. If only I'd been paying attention to the mud, if only he'd used a step ladder instead of a single step stool, if only he'd stayed off the ice in the parking lot. Caution and fall prevention would have made this a much easier year.
 
Knowing my physical limitations. I move slower than I used to and have gained some weight. If I go down, I will go down hard.
 
Nothing really. I’m 61, and I’ve managed to stay in good shape so far, and my immune system has always been a champ (knock on wood). I guess I do spend more time stretching before workouts, especially my back and shoulders.
 














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