what do so many of you buy 50 point add ons?

[kfalsey]

I understand it is expensive, but why 50 point add ons? This on the weekends will only get one night. Do you transfer around on your vacation? why not buy, as long as afordable a second amount for a whole week stay or 4or 5 days. 50 points are good for sun-thur. But, if you dont or cant travel between those times , most 50 points will give you one night.

 

[Grandbuddy]

I understand it is expensive, but why 50 point add ons? This on the weekends will only get one night. Do you transfer around on your vacation? why not buy, as long as afordable a second amount for a whole week stay or 4or 5 days. 50 points are good for sun-thur. But, if you dont or cant travel between those times , most 50 points will give you one night.

50-point contracts are easy to sell, and sell at a higher price per point, if one needs additional points at present, but may later need less points, say when the kids are grown.

50-points, direct from Disney, is the minimum purchase for financing.

50 additional points, while seemingly insignificant standing alone, can give you a great deal more flexibility when added to whatever points you may have in your other contract(s), especially with banking and borrowing.

 

[kfalsey]

you can only add those additional 50 points at the 7 mo time period if a different resort. If same resort at 11 month. For instance in the future if you wanted to buy hawaii for 50 points but you already have a contract for 160 points some where else. If you wanted to spend xmas in hawaii every year, do you just book at the 7 month window? Or, since xmas is so busy a time , do you think someone would have to own a whole other large contract? One of the dvc reps stated they will buy a 50 point add on there so they could go every year to hawaii, that would work only at the 7 month window. anything else?

 

[Grandbuddy]

you can only add those additional 50 points at the 7 mo time period if a different resort. If same resort at 11 month. For instance in the future if you wanted to buy hawaii for 50 points but you already have a contract for 160 points some where else. If you wanted to spend xmas in hawaii every year, do you just book at the 7 month window? Or, since xmas is so busy a time , do you think someone would have to own a whole other large contract? One of the dvc reps stated they will buy a 50 point add on there so they could go every year to hawaii, that would work only at the 7 month window. anything else?

I know some folks buy small contracts at a 2nd resort - with banking and borrowing, they can have a considerable # of points to use there every two or three years. It's all a matter of what you want your points to do for you, and how you plan to use them. I'd be more likely to keep all my points at the same resort, and especially, with the same use year. and "you can only add those additional 50 points...at (the same resort) 11 months," is not a disadvantage. You can only book at your home resort at 11 months with ALL your points. No one can book any earlier than 11 months, with any amount of points.

You are correct - if you only own 50 points at a particular resort, you will never be able to use any points not tied to that resort to book earlier than the 7-month window. (But the second year you own those 50 points, with banking and borrowing, you will have up to 150 points to book at the 11-month window.)

And if you want to book Hawaii at the 7 month window, you do not need to own any points there to do it. At 7 months, any DVC points you own are good for any villa that is available for points, anywhere in the system.

 

[Pennyguy23]

you can only add those additional 50 points at the 7 mo time period if a different resort. If same resort at 11 month. For instance in the future if you wanted to buy hawaii for 50 points but you already have a contract for 160 points some where else. If you wanted to spend xmas in hawaii every year, do you just book at the 7 month window? Or, since xmas is so busy a time , do you think someone would have to own a whole other large contract? One of the dvc reps stated they will buy a 50 point add on there so they could go every year to hawaii, that would work only at the 7 month window. anything else?

Yes if you had only 50 points at one resort you wouldn't get much of a ressie. Depending on the room size and dates, you could still get probably 4 nights out of it.

Or you could bank and borrow and have 150 points.

If you didn't want to do that you could get the hardest days with the 11 month window with your 50 points( Ex: NYE and the following day) and then get the other days around them which aren't as hard, at the 7 month window.

 

[DVC Mike]

50-point contracts are easy to sell, and sell at a higher price per point, if one needs additional points at present, but may later need less points, say when the kids are grown.

That's the exact reason I added-on in multiple smaller contracts rather than fewer larger contracts. I can dial-down my investment in any of the 4 resorts I own at in small increments.

 

[DISNEY FIX]

Hi Mike.
If KTV comes out and want to buy four 50pt. contracts samy UY and all will it act like one 200 pt. contract as far as making ressies? Ie. having 7 points left on one contract and combining those with another 7 from one of the other 50pt. contracts to make a days reservation?
Could you rank your favorite resorts?
Thanks

 

[DVC Mike]

If KTV comes out and want to buy four 50pt. contracts samy UY and all will it act like one 200 pt. contract as far as making ressies? Ie. having 7 points left on one contract and combining those with another 7 from one of the other 50pt. contracts to make a days reservation?

Yes, when you add-on points, they show up as an add-on contact under your existing DVC membership number, and will all have the same Use Year. Your master contract shows up as (xxxx.0) and your add-ons appear as xxxx.1, xxxx.2, xxxx.3, etc. For all practical purposes, all your add-ons for the same resort are treated as one large add-on. So one 200 point add-on would be treated identically as four 50-point add-ons.

 

[DVC Mike]

Could you rank your favorite resorts?

I have four favorites, so I made them all my home resorts: BWV, VWL, BCV and AKV. I find it difficult to rank them in order as they each have their differences but I love each of them and am very happy when I stay at each.

 

[Inkmahm]

I have four favorites, so I made them all my home resorts: BWV, VWL, BCV and AKV. I find it difficult to rank them in order as they each have their differences but I love each of them and am very happy when I stay at each.

Same for me except we don't own BCV because I'm not much into the pool aspect of it. I like the BWV boardwalk view more than I like having SAB so we own at BWV. To me those two are somewhat equivalent as they are both Epcot resorts so you get the benefit of being able to walk over.

I also have smaller contracts (4 x 50 pts each at AKV, for example.) Who knows when we'll want to sell some of our points? Smaller contracts command higher prices. That was my primary motivation.

 

[kfalsey]

the second year you say that 50 points, after banking and borrowing is worth 150 points at 11 month. Is that true if that 50 point is a different location. since you banked and borrowed are they attached to your big , say 160 point contract when you do this or are they only good for that location. does banking and borrowing to create a 2nd year big point option transfer to your big contract. Or does it allow you to use in either contract at the 11 month. Or, can you use it at the other location only at 7 months.

 

[kfalsey]

what is your answer to the question above.

 

[RobDoc]

the second year you say that 50 points, after banking and borrowing is worth 150 points at 11 month. Is that true if that 50 point is a different location. since you banked and borrowed are they attached to your big , say 160 point contract when you do this or are they only good for that location. does banking and borrowing to create a 2nd year big point option transfer to your big contract. Or does it allow you to use in either contract at the 11 month. Or, can you use it at the other location only at 7 months.

The 11 month reservation priority is only available for the points owned at the specific resort. If you have 50 points at each of 4 resorts, then you have the 11 month priority only for 50 points at each of those resorts (unless you are banking/borrowing). Points owned at other resorts may be combined at 7 months to make a reservation at a DVC resort.

All 200 points could be used for non-DVC options at 11 months.

 

[kfalsey]

say you have a big 160 point at one resort , and a 50 point at another, if you banked and borrowed the 50 point, that 2nd year is it put together with the 160 point one to make 210 at the 11 mo or 7 mo window if you have banked and borrowed those into the next year or do they only conbine if they are the same resort, or because you banked and borrowed that 50 points does it go into the other resort even if it is not the same resort

 

[4Pluto]

For example:

If you have a 50 pt contract at BCV.
You will have 50 pts in 2007, 50 pts in 2008, and 50 pts in 2009, 50 pts in 2010, etc.
You can bank your 2007 pts into 2008 (for a running total of 100pts) and then borrow from your 2009 pts (for a running total of 150 pts), so that in 2008 you can reserve up to 150 pts worth of rooms at BCV at the 11 month mark.

Say you also have a 50 pt contract at VWL.
You will have 50 pts in 2007, 50 pts in 2008, 50 pts in 2009, and 50 pts in 2010 etc.
You will be able to bank your 2008 pts into 2009 (for a running total of 100 pts) and then borrow your 2010 pts (f0r a running total of 150 pts) so that in 2009 you can reserve up to 150 pts worth of rooms at the VWL at the 11 month mark.

If you have a third contract at BWV, you could do the same for reservations in 2011 at BWV at the 11 month mark.

As you can probably guess, this takes a little coordination and some years (like the first years) you may have points at different resorts that require you to either wait to the 7 month mark to complete a reservation or that require you to reserve at more than 1 resort at the 11 month mark and then switch at the 7 month mark, not to mention the possibility of extra points floating around that you need to account for. But it is a strategy for making reservations at different resorts each year using the 11 month window.

 

[4Pluto]

or do they only conbine if they are the same resort

For purposes of using the home resort window for reservations (the 11 month window), they only combine if they are the same resort.

 

[kfalsey]

for instance the 150 points at one resort that were originally 50, now 150 because you banked and borrowed can only be conbined into a like resort at the 11 month correct. this banking and borrowing does not allow those banked points to go into a unlike resort at 11 months. correct? But you can more them together at 7 months. I thought maybe the banking and borrowing could allow you to move that 50, now 150 into an unlike resort.

 

[jodifla]

for instance the 150 points at one resort that were originally 50, now 150 because you banked and borrowed can only be conbined into a like resort at the 11 month correct. this banking and borrowing does not allow those banked points to go into a unlike resort at 11 months. correct? But you can more them together at 7 months. I thought maybe the banking and borrowing could allow you to move that 50, now 150 into an unlike resort.

I have 56 points at BCV in addition to 150 at OKW. I added on so we'd always have an 11 month opportunity at BCV for busy times of the year.

I can bank and borrow those 56 points to create 168 points, and I can use the 11 month window for them at BCV.

 

[kfalsey]

why 168 points, for a weekend ?

 

[tammymacb]

why 168 points, for a weekend ?

There are many DVC owners ( myself included ) that don't do weekend stays.

I stay Sun - Thurs when I use 1/2 the points for the same room.