happy2012
DIS Veteran
- Joined
- Apr 24, 2012
- Messages
- 1,107









Rewards programs and Gift Card churning.I'd like to know any tips & tricks YOU have towards saving for an amazing vacation to WDW. In the past we have gone to WDW many times. Right now we are about to buy a house & I need to figure out a way to save, so that we can still go to WDW. Whatever it will take!! So ALL ideas will be so appreciated & WELCOME!!!!
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Well, of you haven't bought a house yet...
Consider property taxes/city taxes
Larger utility bills
Increased insurance
Amount that needs to be saved for maintaining and repairs
Amount for updates/new furniture /decor/paint and supplies
Any HOA fees
Lawn care/mowing /weed removal/ tree trimming
Basically don't be house poor!
Giftcardgranny is a website that provides a list of gift card resellers and their prices for the GC that you're looking for. They don't actually sell the GC, but act like a portal to the other sellers. Some of those sellers are better than others, so you need to be careful who you are actually dealing with. And if you're buying Disney GCs from those websites, make sure that they are good for the parks. Sometimes people are selling merchandise credits or a vacation voucher (good only at a specific TA that sells Disney vacations). Make sure that you know what you know what you're getting.Has anyone ever used Gift Card Granny? Just throwing that out there. I have purchased them before to use & I had no issues. For the card churners. You get about a 6% discount on the card. IDK if that'll help anyone.
I got the initial gift cards from rewards programs and then used a churning process to multiply their value and earn additional rewards. The additional rewards were used to purchase more GCs to add to the churning process. In the end, there has been no money invested, only my time.Some people don't like the Disney Vacation Account but I love it. I set it up to draft a set amount from my bank every month. I just decided how much I could afford and now I don't even think about it. I used it to pay the deposit for our fall cruise. Unlike my other savings, I don't see it all the time so I'm never tempted to dip into it for aomething else.
I'm curious about other posters who get their vacation free using gift cards. Were the cards actually gifts from someone else? If not, then you may benefit from having paid for everything ahead at a discount but its not free. Just sayin'.