and we bought 152 pts (enough for 6 nights at SSR when we would most likely travel) at $98/pt - $8/pt incentive. Also, they are giving us the 152 pts as of Feb 05, which we will bank (since we're already booked offsite for Nov 05) and we'll get another allotment in Feb 06.
I don't recall anything about Disney paying 05 maintenance, but I haven't received my package yet. I might call our guide and ask but it seems as if that is not currently being offered.
We had toured BWV about 4 years ago and didn't buy for a number of reasons. We decided this time to see the new property and when our guide ran the numbers, I figured it was time to buy in. We have young kids and I just don't do WDW without a car so the location is not a problem for me (we just stayed 4 nights at POR and had no trouble with it). We can stay in a studio, since we just did a single room, but I wanted enough points to do a 1 bdrm. With the deposit of the '05 points, which we won't use until late '06, we will have enough to cover a 7 night stay at either SSR, OKW or BWV for the next few years. By then, I hope to have the finances to purchase add on points to guarantee enough for a 7 night stay at all the resorts.
It will be a while yet, but I can't wait for our first "Welcome Home".