Ok I think I've lost my mind! Somehow I ended up looking at this online link to a house a friend has stayed at in Kissimmee (about 7-12 miles from the various parks). I'm suddenly considering canceling our whole FD package and booking this house instead. Tell me what you think. DH thinks I'm nuts after talking about nothing but staying on site for the last year. I contacted the owners and they recently had a cancellation for that week so they're holding it for me for 48 hours.
It has a bedroom for each kid, a playroom and a private screened in pool. Rough calculations on tickets and parking at Disney, plus the rental of the house will put it at being 1-1.5k cheaper than our Disney FD package but with one night more than we currently have. So even if we still do lots of meals oop we would at least break even if not save money, but get an extra night for the trouble of being off site. I'm interested in it because we are already driving so we'll have a car to get around. Our own private pool for a week! And the kids having their own bedrooms and being separate from us means we can relax and have a drink in the evening and hopefully we'll all get better sleep with the extra space. But...sacrificing being on-site. Meh. What to do?!