Join the club! 43. Last year I had ulnar nerve surgery on both arms...at different times. Also had a shoulder manipulation. I'd never had surgery in my life before that...unless you count having children. DH is older than me but he's had multiple surgeries as well, including two last year himself! Needless to say, we met our out of pocket maximum!!! Good gosh, I thought it was just a bad year for us. Sounds like you caught the bug, too. Here's to a better rest of 2010!