VDH Questions for Purchasing

[Girlstar30]

You get $5 more per point savings but your average only changes by $1 because the $1500 and $500 are the same on 150 points or on 200.

This is a foreign language I am not computing

 

[ClaraOswald]

Easy is just not me. I needed to overanalyze it and get board approval

It's always easy for the outsiders to say.

And I am also the queen of over analyzing, as evident by my long thread debating what I should do.

 

[VGCgroupie]

This is a foreign language I am not computing

You get $2000 off if you buy 150 or if you buy 200. So for those 2 incentives you don't save any more money for buying more points. If you take total cost and divide by 150 or by 200 you will see its only $1 per point difference on 150 vs 200 points.

 

[VGCgroupie]

You get $2000 off if you buy 150 or if you buy 200. So for those 2 incentives you don't save any more money for buying more points. If you take total cost and divide by 150 or by 200 you will see its only $1 per point difference on 150 vs 200 points.

$31,300 divided by 150 points is $188.66
$41,400 divided by 200 points $187.00

I stand corrected I was rounding down. So the savings is $1.86 per point

 

[VGCgroupie]

$31,300 divided by 150 points is $188.66
$41,400 divided by 200 points $187.00

I stand corrected I was rounding down. So the savings is $1.86 per point

With that said.. I think getting 150 is what I would recommend for your situation and lifestyle.

 

[Sprinkles&Sprints]

About that, I was thinking our anniversary or my birthday would be great but how hard is it to book in january? Probably less. Our anniversary is in June so that is probably harder. Valentines day would be nice too. Do FW cost more depending on what days you get it? Is it that much more to do this?

In theory there’s a premium (of points) you buy to have the guarantee of getting the room every year. But you don’t have to use it. So i don’t really see a downside. I wouldn’t buy extra points just to make it a FW, but if there’s one close in # to what you were going to get anymore, I say why not. (But I am biased since I have 4 FWs )

 

[VGCgroupie]

With that said.. I think getting 150 is what I would recommend for your situation and lifestyle.

So if you split your 150 into 50/50/50. A couple years goes by and something new and shiny comes along. You can sell 50 points to help pay for the new and shiny thing. 100 points is still a decent amount of points for VDH. And say you only buy 100 points at the new and shiny you still get member benefits.

 

[Girlstar30]

Room views https://www.disboards.com/threads/v...-hotel-dvc-view-from-the-room-thread.3931280/

Thank you, loving what im seeing and even some firework views that look pretty decent! Wondrous Journeys is an amazing show

 

[Girlstar30]

Are you sticking with 150 at VDH?

My heart says no, but my bank account says yes

 

[Girlstar30]

I’ve been considering VDH as well. We love the California parks and the history of the Disneyland hotel is so cool. I haven’t pulled the trigger for a few primary reasons all of which you touch on. 1- Dues are high and so far are increasing at a high rate. This despite TOT not being included in the dues. The economics at VDH still compare favorably to cash but if you do the math conversion of your points and purchase price to the average nightly rate, the price you pay in California is crazy high, and significantly higher than FL. 2-The relative importance of the bubble. There are several high quality close hotel options for less than half the price, and there are very few on property benefits especially now with EE gone (boo). 3-Uncertainty around resale pricing. Lately I’ve seen several VDH resale contracts listed for $150 per point. I don’t think the restriction penalty will push VDH prices as low as RIV, but who knows. Still a long way from selling out.

For me though to get to Florida, I have to factor in plane tickets, uber, groceries and stuff into the price.

With VDH, no plane tickets, can bring my own food if thats what we wanted, and no expensive uber rides! Can go on a whim too!

 

[Wedgeout]

So if you split your 150 into 50/50/50. A couple years goes by and something new and shiny comes along. You can sell 50 points to help pay for the new and shiny thing. 100 points is still a decent amount of points for VDH. And say you only buy 100 points at the new and shiny you still get member benefits.

This is a good point to consider, especially for someone like yourself having a mind conflict on ‘where’ to have the direct points for benefits. (Already being a member, you are not stuck having the 100 point minimum).

Pay the extra closing for the future independence of points adjusting. Add up to that 150 in whatever way that makes it work best for you & at a price you feel ok with.

 

[Girlstar30]

It comes out to way cheaper and maybe will even reduce my Florida trips to once a year so the surplus points can be used for one bedrooms! Disney math

 

[VGCgroupie]

For me though to get to Florida, I have to factor in plane tickets, uber, groceries and stuff into the price.

With VDH, no plane tickets, can bring my own food if thats what we wanted, and no expensive uber rides! Can go on a whim too!

ahhh thats the life.

 

[airjay75]

So if you split your 150 into 50/50/50. A couple years goes by and something new and shiny comes along. You can sell 50 points to help pay for the new and shiny thing. 100 points is still a decent amount of points for VDH. And say you only buy 100 points at the new and shiny you still get member benefits.

For a second, I was thinking there might be a downside to that for keeping direct benefits, but as I think about it, 3x50 may well be the way to go.

The situation I was thinking about is if they raise the minimum required for direct points. So, you buy 3x50 now, you get direct benefits. 5 years pass, they raise the minimum to 200 points - I don't think you would lose direct benefits as long as you kept those original 3x50 points as originally titled, right? But, if you sell 1x50, then you'd presumably lose direct benefits (regardless of whether they raised the minimum) and then need to buy whatever is required to get to whatever the minimum is at that point.

If you thought you might ever pass the contract on to someone else gratuitously, then I think keeping it at 150 (or whatever the minimum is) potentially becomes important because that entire contract would be grandfathered for the beneficiary. Whereas, passing on 3x50 contracts on to an heir, if the new minimum is 200, wouldn't cut it.

I think I have that right, but anyone feel free to correct me if I'm wrong.

 

[VGCgroupie]

For a second, I was thinking there might be a downside to that for keeping direct benefits, but as I think about it, 3x50 may well be the way to go.

The situation I was thinking about is if they raise the minimum required for direct points. So, you buy 3x50 now, you get direct benefits. 5 years pass, they raise the minimum to 200 points - I don't think you would lose direct benefits as long as you kept those original 3x50 points as originally titled, right? But, if you sell 1x50, then you'd presumably lose direct benefits (regardless of whether they raised the minimum) and then need to buy whatever is required to get to whatever the minimum is at that point.

If you thought you might ever pass the contract on to someone else gratuitously, then I think keeping it at 150 (or whatever the minimum is) potentially becomes important because that entire contract would be grandfathered for the beneficiary. Whereas, passing on 3x50 contracts on to an heir, if the new minimum is 200, wouldn't cut it.

I think I have that right, but anyone feel free to correct me if I'm wrong.

Right. To remain eligible for benefits she'd have to replace whats sold with direct points. Im not sure 100% how it would work if bought 50 somewhere else and then sold 50. I would assume 50 points at 1 resort wont get you much so my assumption would be selling 50 to get 100 or more in future.

 

[Girlstar30]

I’ve been considering VDH as well. We love the California parks and the history of the Disneyland hotel is so cool. I haven’t pulled the trigger for a few primary reasons all of which you touch on. 1- Dues are high and so far are increasing at a high rate. This despite TOT not being included in the dues. The economics at VDH still compare favorably to cash but if you do the math conversion of your points and purchase price to the average nightly rate, the price you pay in California is crazy high, and significantly higher than FL. 2-The relative importance of the bubble. There are several high quality close hotel options for less than half the price, and there are very few on property benefits especially now with EE gone (boo). 3-Uncertainty around resale pricing. Lately I’ve seen several VDH resale contracts listed for $150 per point. I don’t think the restriction penalty will push VDH prices as low as RIV, but who knows. Still a long way from selling out.

I think Disneyland right now is very outdated tbh. I almost feel like im getting in "early" by getting in now with anhotel thats kind of being overlooked.

A new coco ride, iron man, and avatar water ride which im sure will be awesome is much needed, along with the expansions I don't know much about yet, but plan to read up on.

Portos coming right in front is a huge plus to me. We love Portos. The fact that its going to be the first Portos restaurant too and I can walk there brings me so much joy

I know the hotel also has some direct member benefits events I was interested in last year and living here i can drive there for them and hopefully stay. I have no interest in staying in any other hotel aside from Disney, so I don't see any of these being an issue for me But I completely understand your hesitancy not living so close

 

[Girlstar30]

Chances of you selling one of your resales is pretty high. Chances of you buying something different, pretty high imo. You can sit at 10 points away for a bit. 1000 is really only a disboards bragging right.

This is true. The future may have me selling and buying restricted vdh

 

[Girlstar30]

Are you sticking with 150 at VDH?

Ah another thing. I know it will be a hard catch but with my open availability I think a garden room could be a nice compromise between a studio and one bedroom that would make us happy.

It seems to be a very popular choice. Can someone tell me what makes this room so popular? Opens up to the pool? Are they all ground floor?

The field guide said something about it being two stories, but that doesnt make sense to me. We saw them from the outside and were intrigued

 

[Girlstar30]

It's always easy for the outsiders to say.

And I am also the queen of over analyzing, as evident by my long thread debating what I should do.

Hopefully this can give you a push to purchase or it may have you questioning again if you were leaning towards vgc

 

[Girlstar30]

$31,300 divided by 150 points is $188.66
$41,400 divided by 200 points $187.00

I stand corrected I was rounding down. So the savings is $1.86 per point

I need to ask my guide how much closing costs are. Poly 20% down payment on 150 points is $6877.45 with closing costs and contract split two ways. I wonder how much it is for 20% down for 200 points at vdh. Just to compare for fun ya know I wish I could sell that blt in one day dammit lol!