This seems to come up a lot. And I see all ends of the spectrums from the Dave Ramsey NO DEBT folks to the Disney even if they do not have a job So my question is do you think it is ok or would you to Disney or any other vacation if you had any credit card debt. Assuming: Great retirement plans for both spouses Some savings Debt less then $5000 managable payments Good rates on all debt and well within families means in secure positions with marketable skills and education. Vacation would be paid in full from cash and would be less then amount to be fully debt free. Vacation is discounted and while it has lots of perks bugeting will limit finaicial impact. So would you see this as okay or do you think it is foolish?