UY and banking questions

[Dznypal]

Im still trying to get the hang of banking and UY--most of the time I can things clear and now this time its hard to see anything clear
anyways we have a 100 point contract at the poly with a aug UY

on the dashboard for 2025 to Im assuming then the 2026 uy we have zero in available and zero in holding which is correct
I did bank 7 points though which I think are 2025 leftover into then I believe 2026 UY

heres comes the trickey part--so we now have 107 points for our 2027 trip we always go the end of Jan
issue is we need 125 for a week stay--we could probably just go for 6 nights or possibly buy the OUP and then borrow 1 point

but were thinking of going someplace else for next year and banking the 107 points and like i mentioned then having the 207 points to use

am I even thinking this right
I hope I expalined it so it makes sense

 

[Genie+]

were thinking of going someplace else for next year and banking the 107 points

With a 100pt contract, you won’t have 107pts to bank into the following year. Seems like 7 points have already been banked. They can’t be banked again.

How many points do you currently have in your

2025 AUG UY

2026 AUG UY

2027 AUG UY

If you banked 7 pts from 2025 to 2026, they would work for Jan 2027 trip.

But if you skipped that trip they would expire July 31, 2027.

 

[muppets3d]

As said, you can't bank points more than once. What you could do is next year when you need 200 points, you could borrow from the following year's points allocation. Again, borrowing like banking is final. You can't un-borrow points. So that will leave you short the following year. But it will let you book that trip.

OTUP can only be purchased for bookings within the 7 month window, you won't be able to buy them for an 11-month booking.

 

[Sandisw]

Your Jan 2027 trip is in your Aug 2026 UY.

You can used banked 2025, 2026 and borrowed 2027.

It sounds like you banked 7 2025, which should show 107 points for your Aug 2026 UY.

That’s what you have to use without borrowing. To get 125, you need to borrow from 2027.

So, just check your dashboard and see what 2026 UY says…and go from there.

If you skip the January 2027 trip, you can only bank 100 2026 UY points, not 107 because the 7 have already been banked.

Those 7 will be lost if you don’t go.