I just purchased a car and put $10,000 down payment on visa for the points, will pay off as soon as the bill comes in. The dealer didn't want to do more tha 3,000. Walked away, said I wouldn't buy the car if he didn't let me put the 10,000 on the card. Luckily he changed his mind as I really wanted the car and was just bluffing.



And no, they didn't make up the charge in the bottom line - in our case, we're Ford A Plan buyers - the purchase price is dictated by Ford Corporation.