Hi, Jen, I'm also from NJ!
I've never stayed at any of the resorts you mentioned, but I have stayed at the Poly, WL and AKL in the deluxe category, and also at CBR, and my travel pal has stayed at POFQ, so I'll give you my ideas, for what they are worth.
I love CBR and she loves POFQ, but when the budget allows, we always stay deluxe for a couple of reasons. Personally, I like the "hotel" type of concept where you have a lobby, etc., all in the same building. Also, I don't believe you can beat the bus transportation from AKL to the parks. The other thing that wins me over is a balcony. One of my pleasures when I'm on vacation is relaxing on the balcony in the morning before heading out for the day, and then when I get home at night, there's nothing like sitting out there and watching everything pass by, especially if you have a cold beer in your hand.
However, aside from missing my balcony, I've enjoyed my stays at moderates and don't hesitate to stay there when the budget is tight. I don't think POFQ will compare to YC in some respects, but my friend says it's her favorite moderate. If you can't swing the deluxe this time, I wouldn't hesitate for a minute to try POFQ or CBR.