USD Bank Accounts and Credit Cards

[efrant]

The options remain fairly limited:

"Free" cards are:
Home Trust Preferred Visa (no FX and 1% rewards)
MBNA Amazon.ca Rewards Mastercard (provides 2.5% rewards to Prime members, effectively offsetting the FX fee)
BRIM Mastercard (no FX and 1% rewards)
Rogers World Elite Mastercard: US FX offset (3% rewards, 2.5% FX)

Cards with annual fees
BRIM World Elite Mastercard ($199, 2% rewards)
Scotiabank Visa Passport Infinite ($150, 1-2% rewards)
Scotiabank Gold American Express ($120, 1-6% rewards)

Just a little clarification: the Home Trust Preferred Visa gives you no rewards on non-CAD transactions. So from your "Free" list, the Brim card will always trump the other three cards on non-CAD spending.

 

[yowcruiser]

Just a little clarification: the Home Trust Preferred Visa gives you no rewards on non-CAD transactions. So from your "Free" list, the Brim card will always trump the other three cards on non-CAD spending.

Fixed... I have to say, given my "experience" with Brim, not the biggest fan - but on paper, they have designed a very strong product for their free card option