WHY DO I LOVE DOSH?
Thanks to
@FoxC63 for appointing me “Dosh Ambassador.” For those who aren’t familiar with Dosh, I thought I’d give a quick overview and share why I like it.
Dosh is a cash back app, much like Rakuten. Link your credit cards, and you’ll get a stated cash back percentage when you make a purchase. BUT the great thing about Dosh is that it works in-store with no click-through necessary. They have a good number of “mall stores,” like Aeropostale, American Eagle, Sephora, H&M. Also PetSmart, Office Depot, and many others. Even some local restaurants! Sam’s Club is included, but for online orders only. I have gotten paid out for GC-only online orders, but of course YMMV.
Shop at a store with a linked card and you’ll get a notification that money is ready to be added to your Dosh wallet. So many times I’ve made purchases without even realizing it was a Dosh store, and the cash back was a lovely surprise. I’ve even made online purchases through Rakuten AND gotten cash back from Dosh. It’s pretty unusual and random for that to happen - I haven’t figured out how to make that happen every time, unfortunately.
Once earned, cash back will stay pending for varying amounts of time, depending on the merchant. Sam’s Club is particularly long, taking 90 days. Office Depot takes a couple of weeks.
Cash back goes into your Dosh wallet and can be transferred out once you have $25 in your wallet. I always transfer to my PayPal account. You can also transfer to your bank account or Venmo.
My very very favorite use of Dosh is at Office Depot. I have a Chase Ink Cash credit card, which gives 5x Ultimate Rewards points at office supply stores. OD will regularly have sales on Visa GCs - buy at least $300 and get $15 off. I buy $400 in VGCs. After the fees but less the $15 off, the total is $398.90. So i get $400 in VGCs for less than face value, AND 5x Ultimate Rewards, AND 2% ($7.98) back from Dosh. (Office Depot also sells a ton of other GCs, including Disney of course.)
OH - unlike Rakuten, sadly you can’t load prepaid VGCs or MCGCs into Dosh and get cash back on purchases made with those cards.
Hope this info is helpful! Happy to answer any questions, if I can, and I’ll keep an eye out for any special deals