U/Y and Banking/Borrowing Question for Ressie

[js]

Hi.
I have a September U/Y for my SSR Points.
I have used all my points for my September 2012 and September 2013 U/Y since we are going away next month and again next year (so I used September 2013 for next year).

Anyway, if I wanted to do a big trip in 2014 or 2015 to Hawaii, can I do the following:

TRIP IN 2014:
Use my SSR U/Y September 2014 points and borrow my 2015 points.
When can I travel and do I need to wait to a certain date to borrow?

TRIP IN 2015, longer stay and/or bigger accomodations:
Bank my SSR U/Y September 2014 points to 2015
Borrow my SSR U/Y September 2016 points
When can I travel and when do I need to bank?

I just cannot wrap my brain about figuring it out. I own two other timeshares and they are fixed weeks so it is a LOT easier for me.

Thanks SO much! I GREATLY appreciate it!

 

[chalee94]

Hi.
I have a September U/Y for my SSR Points.
I have used all my points for my September 2012 and September 2013 U/Y since we are going away next month and again next year (so I used September 2013 for next year).

Anyway, if I wanted to do a big trip in 2014 or 2015 to Hawaii, can I do the following:

TRIP IN 2014:
Use my SSR U/Y September 2014 points and borrow my 2015 points.
When can I travel and do I need to wait to a certain date to borrow?

start by figuring what UY you are traveling in:

if you are traveling in jan-aug 2014, you are in your 2013 UY and have access to banked 2012 pts + 2013 pts + borrowed 2014 pts. (so in your case, borrowed 2014 pts only.)

if you are traveling in sept-dec 2014, you are in your 2014 UY and have access to banked 2013 pts + 2014 pts + borrowed 2015 pts.

you can book 11 months in advance at your home resort and 7 months at other DVC resorts.

so if your reservation is for sept 10, 2014 for up to 7 nights, you can call on oct 10, 2013 to book your home resort (or 7 months out = feb 10, 2014 to book aulani) using current 2014 pts (current based on the dates of stay, not when you call) + borrowed 2015 pts (if needed).

or if your reservation is for sept 10, 2015 for up to 7 nights, you can call on oct 10, 2014 to book your home resort (or 7 months out = feb 10, 2015 to book aulani) using banked 2014 pts + current 2015 pts + borrowed 2016 pts (if needed).

 

[js]

start by figuring what UY you are traveling in:

if you are traveling in jan-aug 2014, you are in your 2013 UY and have access to banked 2012 pts + 2013 pts + borrowed 2014 pts. (so in your case, borrowed 2014 pts only.)

if you are traveling in sept-dec 2014, you are in your 2014 UY and have access to banked 2013 pts + 2014 pts + borrowed 2015 pts.

you can book 11 months in advance at your home resort and 7 months at other DVC resorts.

so if your reservation is for sept 10, 2014 for up to 7 nights, you can call on oct 10, 2013 to book your home resort (or 7 months out = feb 10, 2014 to book aulani) using current 2014 pts (current based on the dates of stay, not when you call) + borrowed 2015 pts (if needed).

or if your reservation is for sept 10, 2015 for up to 7 nights, you can call on oct 10, 2014 to book your home resort (or 7 months out = feb 10, 2015 to book aulani) using banked 2014 pts + current 2015 pts + borrowed 2016 pts (if needed).

WOW!! THANK YOU very much for taking all the time to help me out and spell it all out for me.
To make it easier, what if I tried to travel in July and August (not even sure I would be able to get Hawaii during the summer).
If all think it is hard to get in the summer (although don't know what the trend will be a couple of years from now), would it make sense to
rent from an Aluni DVC ower and rent/transfer my points?
So, from what you are saying that if I wanted to travel in July/August of 2014 I could only use my 2014 points (don't have 2013 left).
If I wanted to use more points and go July/August of 2015 I could use 2014 and 2015 but can't borrow 2016 and my travel would have
to end by August 31. If I wanted to extend August 2015 vacation to first week of Sept. I can then also use 2015 points?
Thanks!

I understand about booking the 7 months out but when would I need to bank/borrow?

 

[Deb & Bill]

WOW!! THANK YOU very much for taking all the time to help me out and spell it all out for me.
To make it easier, what if I tried to travel in July and August (not even sure I would be able to get Hawaii during the summer).
If all think it is hard to get in the summer (although don't know what the trend will be a couple of years from now), would it make sense to
rent from an Aluni DVC ower and rent/transfer my points?
So, from what you are saying that if I wanted to travel in July/August of 2014 I could only use my 2014 points (don't have 2013 left).
If I wanted to use more points and go July/August of 2015 I could use 2014 and 2015 but can't borrow 2016 and my travel would have
to end by August 31. If I wanted to extend August 2015 vacation to first week of Sept. I can then also use 2015 points?
Thanks!

I understand about booking the 7 months out but when would I need to bank/borrow?

You can't bank your points until you are in that UY. So to bank your Sept 2014 points, you would have to wait until Sept 1, 2014. They would be good from Sept 1, 2015, to August 31, 2016.

Your only problem with booking an August trip in 2015 (using 2014 points and borrowed 2015 points) is that if you had to cancel, you would only have until the end of that month to use those points for another trip.

If your trip started in August 2015 and ended in Sept 2015, you would have Sept 2016 points to use in Sept 2015. But you would have two separate reservations. One for Aug 2015 and one for Sept 2015.

 

[chalee94]

To make it easier, what if I tried to travel in July and August (not even sure I would be able to get Hawaii during the summer).

as deb&bill said, traveling at the end of your use year (in july and aug) can put you in a bind if you need to cancel.

So, from what you are saying that if I wanted to travel in July/August of 2014 I could only use my 2014 points (don't have 2013 left).
If I wanted to use more points and go July/August of 2015 I could use 2014 and 2015 but can't borrow 2016 and my travel would have
to end by August 31.

yes, that is accurate. an aug 2014 trip is still in your 2013 UY and you can only borrow one year ahead from 2014. an aug 2015 trip would allow you to borrow from your 2015 UY as well as using current pts from the 2014 UY.

If I wanted to extend August 2015 vacation to first week of Sept. I can then also use 2015 points?

yes.

I understand about booking the 7 months out but when would I need to bank/borrow?

you can bank within 8 months of the start of that UY. if you need to bank after april 30, you will have fewer options...that's why we warn people when they are traveling late in their UY. any banked or borrowed pts will be stuck in that UY and if you cancel after april 30, current pts will be stuck as well. that may not give you much time to schedule another trip before the pts expire on aug 31...

you borrow pts when you need them for a reservation. if you are making a reservation for a stay within your 2014 UY, you can borrow one year ahead from your 2015 UY at that time. you just need to be within the booking window based on home resort.

 

[js]

You can't bank your points until you are in that UY. So to bank your Sept 2014 points, you would have to wait until Sept 1, 2014. They would be good from Sept 1, 2015, to August 31, 2016.

Your only problem with booking an August trip in 2015 (using 2014 points and borrowed 2015 points) is that if you had to cancel, you would only have until the end of that month to use those points for another trip.

If your trip started in August 2015 and ended in Sept 2015, you would have Sept 2016 points to use in Sept 2015. But you would have two separate reservations. One for Aug 2015 and one for Sept 2015.

as deb&bill said, traveling at the end of your use year (in july and aug) can put you in a bind if you need to cancel.



yes, that is accurate. an aug 2014 trip is still in your 2013 UY and you can only borrow one year ahead from 2014. an aug 2015 trip would allow you to borrow from your 2015 UY as well as using current pts from the 2014 UY.



yes.



you can bank within 8 months of the start of that UY. if you need to bank after april 30, you will have fewer options...that's why we warn people when they are traveling late in their UY. any banked or borrowed pts will be stuck in that UY and if you cancel after april 30, current pts will be stuck as well. that may not give you much time to schedule another trip before the pts expire on aug 31...

you borrow pts when you need them for a reservation. if you are making a reservation for a stay within your 2014 UY, you can borrow one year ahead from your 2015 UY at that time. you just need to be within the booking window based on home resort.

Thank you both VERY much! You have been very, very helpful!